USB US BANCORP \DE\ Insider Trading

USB Chief Information Officer Venkatachari sells ~35K shares worth $1.9M, reducing stake by 40%.

Dilip Venkatachari, the Senior Executive Vice President and Chief Information Officer at US Bancorp, sold a meaningful 40% of his shareholding in a single transaction, generating $1.9 million at the current market price. The stock is trading modestly below its recent highs, and the company remains solidly profitable with reasonable valuation, making the timing somewhat ambiguous — not a panic-driven exit during a crisis, but also not a buy-the-dip conviction play. As a technology and information officer, Venkatachari's portfolio decision may reflect opportunistic rebalancing rather than operational concern, yet liquidating such a large percentage of holdings is notable for a sitting executive who typically maintain skin-in-the-game. The sale's significance hinges on whether it represents routine diversification or a signal that he views the stock as fairly valued at current levels after a modest recent rally.

USB Vice Chair Runkel sells 32,195 shares ($1.95M) at $60.65; holds 97,728 shares post-sale.

Runkel Mark G., Vice Chair, sold 32,195 shares of US BANCORP DE at $60.65 on 2026-02-06 for $1,952,562.36, reducing his holdings by -24.8% to 97,728 shares remaining. The transaction occurred near the 52-week high of $60.69 (-0.6% from peak), and follows a 30-day rally of +9.3% and a 90-day advance of +26.7% in the stock price. The sale size and proximity to recent highs warrant routine monitoring, though the company's fundamentals show stable large-cap banking characteristics: $7.3B quarterly revenue, $2.0B net income, P/E of 13.06, and a $93.8B market cap, offset by annual revenue decline of -2.4%.

Senior EVP & Chief HR Officer Barcelos sells 17,204 shares of US BANCORP at $58.43; retains 87,081 shares post-sale.

Barcelos, Chief HR Officer, sold 17,204 shares at $58.43 for $1,005,229.72 on 2026-02-03, reducing his position from 104,285 to 87,081 shares. The sale was executed at $0.99 below the current price of $59.42 and occurred during a strong recent price backdrop (stock up 7.1% over 30 days and 26.8% over 90 days), near the 52-week high of $59.42. The insider retains a substantial stake of 87,081 shares post-transaction. This sale, by a non-executive HR officer managing human capital, does not carry the weight of a strategic business decision by a C-suite financial or operational leader and occurs within a company showing underlying revenue decline of -2.4% year-over-year despite current stock strength.

Chosy (Senior EVP/General Counsel) sold 26.9K USB shares at $46.86 on 2025-10-20; holds 226.4K post-sale.

Chosy sold 26,909 shares (10.6% of his pre-transaction holdings) at $46.86 for $1,261,009.56 in an open-market transaction. At his prior USB sale on 2025-02-05, the stock declined 14.0% over 90 days post-sale; at his 2024-02-16 sale, it gained 0.4% over 90 days—a 1-of-2 well-timed rate at this ticker. His cross-ticker track record shows 50.00% well-timed sales (2 prior sells with avg 90d return -6.8%), suggesting modest historical accuracy in timing. USB currently trades at $47.61, approximately 1.6% above the sale price, and remains 11.3% below its 52-week high, within a context of flat 90-day price action (+2.8%) and recent 30-day weakness (-5.6%). The company's fundamentals show net income of $1.8B on $7.0B quarterly revenue, with annual revenue declining 2.4% year-over-year and a P/E of 10.75, reflecting a moderately valued financial services provider. The sale size is moderate relative to his remaining 226.4K-share position, and without additional context on scheduling or corporate events, the transaction registers as a measured reduction in exposure.

Director Cecere sold 140,445 shares of USB at $46.34 on 2025-10-20 for $6.5M, reducing stake by 9.4%.

Andrew Cecere, a Director at US Bancorp, sold 140,445 shares at $46.34, bringing his post-transaction holdings to 1,360,414 shares, a 9.4% reduction from his prior position. The sale occurred at a price currently -11.3% from the 52-week high of $53.66, and the stock has declined 5.6% over the 30 days since the transaction and risen 2.8% over 90 days. Across his cross-ticker open-market history, Cecere's prior sell transactions achieved a 50.00% well-timed rate at the 90-day mark, with an average 90-day return of -5.1%; at this ticker specifically, his prior sell on 2025-02-04 showed a -12.3% 90-day return (well-timed), while his earlier 2024-02-15 sale showed a +2.1% return (poorly timed). The company carries a low P/E of 10.75 with positive net income of $1.8B on quarterly revenue of $7.0B, though annual revenue declined 2.4% year-over-year.

USB COO Badran Souheil sold 23,727 shares ($1.1M) at $46.34; holds 70,346 shares post-sale

Badran Souheil, SEVP and Chief Operations Officer, sold 23,727 shares of US Bancorp at $46.34 on 2025-07-21, realizing approximately $1.1M in proceeds and reducing his holding by 25.2% to 70,346 shares. At the current price of $46.16, the stock trades 14.0% below its 52-week high of $53.66, within a range of $36.40–$53.66. US Bancorp's fundamentals reflect a mature financial institution with $7.0B quarterly revenue, net income of $1.7B, and a P/E of 10.76, though annual revenue contracted 2.4% year-over-year. The sale represents a material reduction in insider equity exposure at a price near current levels, warranting standard SEC Form 4 disclosure compliance but lacking sufficient contextual signals (such as persistent underperformance, deteriorating fundamentals, or coordinated selling by multiple executives) to elevate it beyond routine insider portfolio activity.

EVP & Controller Lisa R Stark sold 19,903 shares of USB at $46.40, reducing holdings by -32.1% to 42,139 shares

Lisa R Stark, EVP and Controller of US Bancorp, sold 19,903 shares for $923,399.69 on 2025-07-21 at $46.40 per share, reducing her holdings from 62,042 shares to 42,139 shares—a -32.1% net decrease. The transaction occurs while USB trades at $46.16, within its 52-week range of $36.40–$53.66 and -14.0% from its 52-week high. The company is trading at a P/E of 10.76 on fundamentals including $7.0B revenue (latest quarter), $1.7B net income, and a -2.4% annual revenue decline. The sale represents a material reduction in the controller's disclosed holdings and warrants review of 10b5-1 plan status and the executive's broader transaction history to understand whether this reflects portfolio management or other corporate considerations.

Director Gillani Aleem bought 5,000 USB shares at $37.32, raising holdings to 15,000 shares (+50.0%), amid 29.5% decline from 52-week high.

Gillani Aleem, a director of US BANCORP, purchased 5,000 shares at $37.32 on 2025-04-21 for $186,600.00, increasing his stake by 50.0% to 15,000 shares post-transaction. The purchase occurs as the stock trades at $37.81, down 29.5% from its 52-week high of $53.66 and off 11.7% over the prior 30 days. In his prior open-market transaction at this same ticker on 2024-07-18, Aleem purchased shares that showed a 90-day return of +9.4%, and his cross-ticker track record shows 1 prior buy with 100.00% 90-day win rate and an average 90-day return of +9.4%. The timing pattern indicates his prior buy at USB was well-timed at the 90-day mark. While the current purchase arrives during a material price pullback, the filing reflects a meaningful increase in personal ownership at a company with modest fundamentals: $6.9B quarterly revenue, $1.7B net income, a P/E of 9.29, and annual revenue growth of -2.4%.

Vice Chair Richard Jodi L sells 30,000 USB shares at $47.59; stock down 5.9% over 90 days post-trade.

Richard Jodi L sold 30,000 shares (30.0K shares) of US BANCORP on 2025-02-06 at $47.59, reducing his holdings by 23.1% to 99,790 shares (99.8K shares) and generating $1,427,610.00 in proceeds. The stock has since declined 5.9% over 90 days and is currently trading at $47.23, down 12.0% from its 52-week high of $53.66. Across his cross-ticker trading history, the insider exhibits a 100.00% well-timed rate on sells—his prior transaction at this same ticker (sold 2024-10-18) also posted a negative 90d return of -2.0%, indicating a consistent pattern of selling ahead of downward price movement. The company trades at a P/E of 13.46 with solid fundamentals (annual revenue growth +15.8%, $1.7B net income), but the insider's sequential sale at USB and the subsequent weakness suggests a tactical reduction in this holding absent any material deterioration in the firm's financial profile.

Senior EVP/GC James Chosy sells 21,451 USB shares at $47.65; cross-ticker pattern shows poorly timed prior sell at USB.

James Chosy, Senior EVP and General Counsel, sold 21,451 shares (21.5K shares) of US BANCORP on 2025-02-05 at $47.65, reducing his holdings from 219,578 to 198,127 shares (-9.8%). The transaction was worth $1,022,140.15 ($1.0M). Looking at his execution history: his cross-ticker track record includes 1 prior sell with an avg 90d return of +0.4%, indicating his sells have not preceded declines on average. At USB specifically, his prior 2024-02-16 sale showed a 90d return of +0.4% — the stock rose after he sold, making that sale poorly timed. The current stock price of $47.23 is 12.0% below the 52-week high of $53.66, and has declined 2.7% in 30 days and 5.9% in 90 days. The fundamentals remain solid: the company reported $6.9B revenue in the latest quarter with strong net income of $1.7B and 15.8% annual revenue growth, trading at a P/E of 13.46. The sale is a modest reduction of existing holdings with no clear negative catalyst signaled by the transaction itself or surrounding context.