PFBX PEOPLES FINANCIAL CORP /MS/ Insider Trading

Stilwell Joseph (10% Owner) bought 2,500 shares of PEOPLES FINANCIAL CORP /MS/ (PFBX) at $21.75 on 2026-07-15.

Stilwell Joseph, a 10% owner, purchased 2,500 shares at $21.75, adding to his post-transaction holdings of 479,822 shares. This transaction is the latest in a series of five prior open-market buys at PFBX over the past two months (2026-05-12, 2026-05-18, 2026-05-26, 2026-07-01, and 2026-07-02), demonstrating sustained accumulation at this ticker. Across his broader trading history, Joseph's cross-ticker track record shows 20 prior buys with an average 90-day return of +3.4% and a 100.00% win rate, though his prior buys at PFBX lack measurable 90-day outcomes and show mixed early 30-day results ranging from +4.7% to +8.0%. The current purchase occurs at $21.75, which is -5.2% from the 52-week high of $22.95, after the stock declined -5.2% over the past 30 days but recovered +3.5% over 90 days.

10% owner Stilwell Joseph bought 2,657 shares for $56,461.25 across 2 transactions at PFBX, current price $21.25

Stilwell Joseph, a 10% shareholder, executed 2 separate purchases of 2,657 shares (2.7K shares) on consecutive days (July 1–2, 2026) at a blended average price of $21.25, increasing holdings from 474.5K to 477.1K shares (+0.6%). The current price of $21.25 matches the transaction price exactly, placing the trade near the lower end of the 52-week range of $19.80–$22.95 and -7.4% below the 52-week high. Notably, Stilwell has completed 5 prior acquisitions at PFBX within the recent period (May 8–May 26, 2026), all at or near similar price levels, establishing a pattern of steady accumulation at this valuation. His cross-ticker track record across 20 prior buys shows a 100% win rate with 90-day average returns of +3.2%, though outcomes at PFBX specifically are not yet measurable beyond 30 days.

Director George J Iii Sliman bought 2,000 shares of PFBX at $21.25; 2 insiders also bought in past 14 days

Director George J Iii Sliman purchased 2,000 shares at $21.25, increasing his holdings from 3,000 shares to 5,000 shares, a 66.7% increase in position size. This transaction is part of a cluster pattern—2 other insiders also bought within the past 14 days—suggesting coordinated capital deployment at the board level. The stock is trading 5.7% below its 52-week high of $22.54, which may present a relative value opportunity that multiple insiders have acted upon. With a P/E of 24.15 and market cap of $98,121,152.50, PFBX represents a small-cap position where board-level accumulation signals material interest in the company's direction.

Director Ronald G Barnes buys 1,000 shares of PFBX at $21.25; holdings rise 37.1% to 3,695 shares

Ronald G Barnes, Director, purchased 1,000 shares at $21.25 on 2026-05-28 for a total value of $21,250.00, increasing his holdings from 2,695 shares to 3,695 shares (a net change of +37.1% vs pre-transaction holdings). The purchase price of $21.25 sits at -5.7% from the 52-week high of $22.54. Across his open-market transaction history, Barnes has 1 prior buy with an average 90-day return of +9.4% and a 90-day win rate of 100.00%; his prior buy at this same ticker (PFBX) on 2024-07-25 delivered a 90-day return of +9.4%. This represents continued accumulation of PFBX at a price modestly below recent highs.

10% owner Stilwell Joseph bought 1,717 shares of PFBX at $21.25; stock -5.7% from 52-week high.

Stilwell Joseph, a 10% owner of Peoples Financial Corp, purchased 1,717 shares at $21.25 on 2026-05-26, increasing holdings from 472,548 to 474,265 shares. This represents a modest 0.4% addition to his position. The purchase occurs near the lower end of the 52-week range ($19.50–$22.54), with the stock currently 5.7% below its 52-week high. Notably, Joseph has executed five trades at PFBX over a short window in May 2026, with all prior same-ticker outcomes showing flat or near-flat 90-day returns, and none of the 3 measurable prior buys proving well-timed at the 90-day mark. While his cross-ticker track record shows positive average returns (avg 90d return +2.2%, 70.59% win rate), the flat performance of recent trades at this specific ticker and the P/E of 24.15 provide limited evidence of compelling value or timing precision in his buying pattern here.

10% Owner Stilwell Joseph purchases 999 shares of PFBX at $21.25; holdings reach 472,548 shares

Stilwell Joseph, a 10% owner, bought 999 shares of PEOPLES FINANCIAL CORP /MS/ (PFBX) at $21.25 on 2026-05-18 for $21,228.75, increasing his holdings by 0.2% to 472,548 shares. The current price of $21.25 sits -5.7% from the 52-week high of $22.54, and the stock has moved +1.1% over both the 30-day and 90-day periods. His cross-ticker track record shows 20 prior buys with an average 90-day return of +2.1% and a 90d win rate of 72.22%, though at PFBX specifically, his 5 prior trades show mixed outcomes: two trades with +0.0% 90-day returns, one with -1.2%, and two still measuring. This incremental purchase represents routine portfolio activity at the holding level rather than a significant accumulation signal.

10% owner Stilwell Joseph adds 500 shares at PFBX; stock down from 52-week high despite profitable fundamentals and repeat buyer pattern.

Stilwell Joseph, a 10% institutional holder of Peoples Financial, purchased 500 shares on open market, marking his sixth purchase at this company in the 36-month window. The stock is currently trading well below its 52-week high, and the company remains profitable with stable earnings. However, Stilwell's track record at this specific ticker shows mixed timing outcomes: all five prior purchases at PFBX were followed by short-term declines within 30 days, though one recovered to modest gains at the 90-day mark, suggesting near-term weakness after his accumulation attempts. This repeat purchase comes as the stock has moved slightly higher over recent months, yet Stilwell continues to add to his already substantial holdings at prices still below the 52-week peak.

10% beneficial owner Stilwell Joseph purchases shares as stock trades below 52-week highs; prior buying pattern shows mixed near-term timing.

Stilwell Joseph, a beneficial owner holding at least 10% of PFBX, purchased shares at current market prices while the stock trades notably below its 52-week highs. This is not an insider with operational knowledge but rather an institutional holder making a portfolio management decision. Joseph has been an active buyer across his Form 4 history, with over 150 open-market purchases in the trailing three-year window against only 56 sales, suggesting a net accumulation posture across his holdings. However, his historical timing at this specific stock has been inconsistent: all five of his prior purchases at PFBX resulted in near-term declines, though one recovered modestly over a longer horizon. The company itself remains profitable with stable earnings, trading at a moderate valuation, which provides fundamental support for the stock but does not explain the pattern of declines following his prior entries. This purchase extends a buying pattern at a 10% owner who has previously accumulated shares without success timing upside—a pattern that may warrant monitoring for volume or price momentum changes, but does not inherently signal conviction given the owner's mixed track record at this specific name.

10% owner Stilwell Joseph purchases 2,212 shares; part of 3-insider buying cluster in 14-day window.

Stilwell Joseph, a beneficial 10% owner of Peoples Financial, purchased 2,212 shares on this date, adding to his already substantial stake in the profitable financial services company. This purchase is part of a noteworthy cluster: three insiders bought shares within a 14-day window, suggesting broad interest in the stock at current levels. Joseph's own track record at this ticker shows conflicting short-term and long-term results—three of four recent purchases gained value over 30 days while one showed a modest decline, but all five prior buys at this company were followed by gains over longer horizons. The stock is trading modestly below its 52-week high and has moved slightly higher over the past three months, making this purchase neither a classic dip-buy nor a chase into strength. Across all filings in the past three years, Joseph has made 150 open-market purchases and 56 sales, indicating active portfolio management rather than a concentrated long-term accumulation strategy.

10% beneficial owner Stilwell Joseph purchases 2,058 shares; joins three-insider buying cluster with proven track record at this stock.

Stilwell Joseph, a 10% beneficial owner of Peoples Financial, added to his stake with a purchase of 2,058 shares while the stock trades modestly below its recent highs—positioning that reflects continued conviction rather than panic buying at distressed levels. His purchase joins a cluster of three insider purchases within two weeks, suggesting broader confidence in the stock's outlook. Particularly noteworthy is Joseph's track record at this specific company: his five prior purchases have generated consistently positive results, with subsequent stock performance showing gains across nearly all timeframes. The company itself is profitable and trading at a reasonable valuation, providing financial foundation for the insider activity. This combination—a proven buyer adding to his position in step with other insiders, with a profitable company in the backdrop—suggests institutional-level conviction in Peoples Financial's near-term prospects.