CHOSY JAMES L

Chosy (Senior EVP/General Counsel) sold 26.9K USB shares at $46.86 on 2025-10-20; holds 226.4K post-sale.

Chosy sold 26,909 shares (10.6% of his pre-transaction holdings) at $46.86 for $1,261,009.56 in an open-market transaction. At his prior USB sale on 2025-02-05, the stock declined 14.0% over 90 days post-sale; at his 2024-02-16 sale, it gained 0.4% over 90 days—a 1-of-2 well-timed rate at this ticker. His cross-ticker track record shows 50.00% well-timed sales (2 prior sells with avg 90d return -6.8%), suggesting modest historical accuracy in timing. USB currently trades at $47.61, approximately 1.6% above the sale price, and remains 11.3% below its 52-week high, within a context of flat 90-day price action (+2.8%) and recent 30-day weakness (-5.6%). The company's fundamentals show net income of $1.8B on $7.0B quarterly revenue, with annual revenue declining 2.4% year-over-year and a P/E of 10.75, reflecting a moderately valued financial services provider. The sale size is moderate relative to his remaining 226.4K-share position, and without additional context on scheduling or corporate events, the transaction registers as a measured reduction in exposure.

Senior EVP/GC James Chosy sells 21,451 USB shares at $47.65; cross-ticker pattern shows poorly timed prior sell at USB.

James Chosy, Senior EVP and General Counsel, sold 21,451 shares (21.5K shares) of US BANCORP on 2025-02-05 at $47.65, reducing his holdings from 219,578 to 198,127 shares (-9.8%). The transaction was worth $1,022,140.15 ($1.0M). Looking at his execution history: his cross-ticker track record includes 1 prior sell with an avg 90d return of +0.4%, indicating his sells have not preceded declines on average. At USB specifically, his prior 2024-02-16 sale showed a 90d return of +0.4% — the stock rose after he sold, making that sale poorly timed. The current stock price of $47.23 is 12.0% below the 52-week high of $53.66, and has declined 2.7% in 30 days and 5.9% in 90 days. The fundamentals remain solid: the company reported $6.9B revenue in the latest quarter with strong net income of $1.7B and 15.8% annual revenue growth, trading at a P/E of 13.46. The sale is a modest reduction of existing holdings with no clear negative catalyst signaled by the transaction itself or surrounding context.