TFIN Triumph Financial, Inc. Insider Trading

TFIN President Ritterbusch purchases 7,000 shares at open market; returns to buying after prior sales, stock trading below 52-week highs.

Todd Ritterbusch, President of TBK Bank (a TFIN subsidiary), purchased 7,000 shares on the open market, increasing his holdings by 44%, his second open-market purchase in the past three years. The stock is trading modestly below its 52-week high, having gained ground over the past month despite a slight decline over the past quarter. Ritterbusch's prior sale at this ticker in early 2024 saw the stock rise modestly afterward—a poorly-timed exit by that measure—and he is now returning to the buy side. The company remains profitable with recent quarterly earnings, though the stock carries a relatively elevated valuation multiple. This is an uncommon move for an insider who has been a net seller; whether this shift reflects a change in conviction or portfolio allocation is not evident from the filing alone.

CEO Graft Aaron P acquired 8,949 shares at $55.87 on 2026-02-27, increasing holdings to 149,182 shares (+6.4%).

CEO Aaron P Graft purchased 8,949 shares of Triumph Financial at $55.87, a discretionary open-market transaction that increased his holdings by 6.4% to 149,182 shares. The purchase occurred as the stock is currently trading at $57.34, down 18.9% from its 52-week high of $70.73, and has declined 9.1% over the past 30 days. Graft's prior trading history at TFIN shows mixed outcomes: 5 prior sales resulted in only 2 well-timed exits at the 90-day mark, and his cross-ticker track record shows an average 90-day return of -1.0% following sales with a 33.33% well-timed rate. The company carries a P/E ratio of 70.79 on trailing net income of $1.7M, suggesting elevated valuation relative to current earnings. While the acquisition itself represents a quantifiable addition to holdings, the lack of a clear pattern of well-timed transactions and the deteriorating price momentum warrant attention to whether this trade reflects conviction or other factors.

Director Harrison buys 1.0K TFIN shares at $53.65; stock down 51.5% from 52-week high; 4 other insiders bought in past 14 days.

Director Barnes Harrison B. purchased 1,000 shares at $53.65 on 2025-04-29, expanding holdings to 21.6K shares from 20.6K shares. The transaction occurs against a backdrop of significant price weakness: the stock trades at $53.42 (current), down 51.5% from its 52-week high of $110.16 and down 30.9% over the past 90 days. Harrison's prior TFIN transactions (5 separate buys between May 10-12, 2023) were all well-timed at the 90-day mark, with returns ranging from 37.6% to 44.3%, establishing a pattern of favorable buy timing at this ticker. The current buy occurs within a broader cluster: 4 other insiders have also purchased shares within the past 14 days, suggesting synchronized confidence despite the depressed valuation. The P/E of 104.75 and net income of $17.0K warrant attention given the company's $1.3B market cap, but the convergence of a veteran buyer at a significant drawdown and contemporaneous cluster buying by multiple insiders creates a notable signal point.

Director Deadman Davis R bought 1,500 shares of TFIN at $53.50 on 2025-04-25 ($80.2K); stock down 51.3% from 52-week high; 3 other insiders also bought in 14 days.

Deadman Davis R, a director of Triumph Financial, purchased 1,500 shares at $53.50, increasing his holdings by 17.2% to 10,220 shares. His prior four purchases at TFIN all showed strong post-purchase gains within 90 days, averaging +254.8% returns, with a 100% win rate on timing. This current purchase occurs after a significant drawdown—the stock is 51.3% below its 52-week high and down 8.7% over the past 30 days—and coincides with a cluster pattern: 3 other insiders have also bought within the past 14 days. Combined with the director's historical pattern of well-timed accumulation at this ticker, the insider-buying cluster signals sustained confidence in the company despite recent price weakness. Investors should monitor whether the next 90-day window produces returns consistent with this director's prior TFIN entry track record.

Director Anderson Charles A bought 3,950 shares of TFIN at $50.96; 3 other insiders bought within 14 days amid -52.2% decline from 52-week high

Director Anderson Charles A purchased 3,950 shares at $50.96 on 2025-04-24, increasing his holdings from 128,551 shares to 132,501 shares. This transaction is part of a cluster pattern in which 3 other insiders also made purchases within the past 14 days, suggesting coordinated or collectively motivated acquisition activity. The stock has declined 52.2% from its 52-week high of $110.16 and is down 16.4% over the past 30 days, creating a backdrop of significant price depreciation during which multiple directors are stepping in to buy. The company's P/E ratio of 103.24 against net income of $17.0K and a market cap of $1.2B warrants scrutiny regarding valuation and earnings quality, particularly in the context of why insiders are accumulating at these depressed levels.

Director Sepulveda buys 7,030 shares at $47.65 avg ($335.0K); stock down 19.1% in 30 days, 52.8% from 52-week high. Cluster buy pattern detected.

Sepulveda Carlos M, a director at Triumph Financial, executed 2 separate purchases totaling 7,030 shares for $334,967.50 on 2025-04-22 at a blended average price of $47.65. The stock is currently trading at $51.94, down 19.1% over 30 days and 33.9% over 90 days from recent highs. Notably, 2 other insiders also bought within the past 14 days, forming a cluster buy pattern. In his prior open-market history across all tickers, this director achieved a 100% win rate on 1 prior buy with an average 90-day return of +249.1%; however, at TFIN specifically, his 2023-08-23 buy generated strong returns (+249.1% in 90 days), while his 3 prior sales at this ticker show mixed timing, with only 2 of 4 trades well-timed at the 90-day mark.

Director Debra A Bradford bought 1,508 shares of TFIN at $49.39; cluster of 3 insiders purchasing within 14 days amid -33.9% 90-day decline.

Director Debra A Bradford purchased 1,508 shares at $49.39, increasing her holdings by 82.0% from 1,840 shares to 3,348 shares. This buy occurs within a cluster pattern: 2 other insiders also purchased TFIN shares within the past 14 days, which can indicate coordinated or reinforcing conviction among leadership. However, the timing context is material—TFIN has declined 33.9% over 90 days and 19.1% over 30 days, trading at $51.94 (52.8% below its 52-week high of $110.16). The company's elevated P/E of 101.84 on minimal net income of $17.0K suggests margin compression or cyclical pressure. Multiple insiders accumulating into weakness and a compressed valuation warrants investor attention to the company's near-term operational trajectory and capital allocation signals.

TFIN CEO Aaron P Graft sold 9,000 shares at $68.96; stock down 37.9% from 52-week high, 36.9% in 90 days.

CEO Aaron P Graft sold 9,000 shares (9.0K shares) for $620,640.00 ($620.6K) on 2025-02-21, reducing his holdings from 151,533 shares to 142,533 shares, a -5.9% reduction. The stock has declined significantly: it is -37.9% from its 52-week high of $110.16 and has fallen -36.9% over the past 90 days. This sell comes during a marked period of weakness. At the same ticker, Graft's prior 5 trades show a 0% well-timed rate at the 90-day mark—none of his prior sells preceded further declines. His cross-ticker track record shows a 0.00% well-timed rate on 5 prior sells with an average 90-day return of +11.4%, suggesting his sells have historically been followed by price appreciation. The P/E ratio of 124.36 against net income of $5,347,000.00 ($5.3M) reflects elevated valuation relative to earnings.

Graft (TFIN CEO) sells 13,500 shares at $106.36; remains with 151,533 shares post-sale.

Aaron P Graft sold 13,500 shares of Triumph Financial at $106.36 on 2024-11-29, reducing his holdings by 8.2% to 151,533 shares. His prior four open-market sales at this ticker (2024-08-16, 2023-12-13, 2023-09-14, 2023-09-13) show a mixed timing pattern: 0 of 4 were well-timed at the 90-day mark (all resulted in subsequent stock appreciation rather than declines). His cross-ticker track record is similarly weak, with 4 prior sells averaging -4.8% 30-day return and +11.4% 90-day return, and a 0.00% well-timed rate. The transaction occurred at $106.36 against a current price of $104.46, placing the trade within 2.0% of today's level and 3.8% below the 52-week high of $110.16; the stock has advanced 19.2% over the prior 30 days and 29.7% over the prior 90 days. With a P/E of 111.13 and net income of $5,347,000, valuation remains elevated.

COO Schreyer sold 6,129 TFIN shares at $88.94 (Nov 1), reducing stake -15.4%; stock up +19.7% in 30 days post-sale.

Edward Joseph Schreyer, EVP and Chief Operating Officer, sold 6,129 shares of Triumph Financial, Inc. at $88.94 on 2024-11-01, reducing his holding from 39,698 to 33,569 shares. The stock subsequently gained 19.7% over 30 days following the sale. His prior two sales at TFIN occurred on 2024-01-29 and 2023-11-24; only 1 of 2 of those prior same-ticker sales were well-timed at the 90-day mark. His cross-ticker track record across 2 prior sells shows a 50.00% well-timed rate and an average 90-day return of +3.5% after sales, indicating mixed execution on timing. This sale follows a period in which TFIN gained 10.6% over 90 days, with the stock now 5.2% below its 52-week high of $94.19.