OFG OFG BANCORP Insider Trading

Director Franqui buys 1,540 shares of OFG at $42.06; holdings rise to 3,440 shares (+81.1%)

Annette Franqui, a director of OFG Bancorp, purchased 1,540 shares for $64,780.10 on 2026-02-20, increasing her holdings from 1,900 to 3,440 shares—an 81.1% increase in position size. At the transaction price of $42.06, the stock was trading near mid-range of its 52-week span ($34.78–$45.47), approximately 6.2% below the recent high. The company carries a lean P/E multiple of 9.40 and generated $51.8M in net income, suggesting a modestly valued financial institution. This substantial increase in proportional stake by a board member at neutral-to-slightly-depressed valuation warrants monitoring, though without prior transaction history or a broader insider cluster, the significance remains local to the director's positioning rather than a board-wide signal.

CEO/Chairman Fernandez sells 30,000 shares (30.0K) at $40.89 avg; holdings drop to 184.7K; 5 prior OFG sells all well-timed at 90d

Jose Rafael Fernandez, CEO and Chairman, executed 2 separate sales totaling 30,000 shares for $1,226,604.30 on 2025-11-11 and 2025-11-12 at a blended average price of $40.89, reducing his holdings from 214.7K to 184.7K shares. His prior 5 trades at OFG have a perfect 90-day well-timed selling record (5 of 5), with 90-day post-sale returns ranging from -3.6% to -11.2%, indicating consistent execution before stock declines. The current stock price of $40.75 is 12.8% below its 52-week high and down 3.4% over the past 30 days, placing it at the lower end of its annual range. This sale extends a demonstrated pattern of well-timed exits at this ticker, though timing conclusions cannot characterize the current filing itself without explicit disclosure of the trade's scheduling mechanism.

OFG Director Colon Jorge sells 25,000 shares ($1.0M) at $40.85; reduces stake 47.6%; extends pattern of well-timed exits

Director Jorge sold 25,000 shares at $40.85 on 2025-11-10, reducing his stake by 47.6% from 52,543 shares to 27,543 shares. This is his third open-market sale in the available record. His prior two sales at OFG (July 2024) both proved well-timed: the stock declined 10.8% and 14.8% respectively in the 90 days following those transactions. His cross-ticker track record shows a 100.00% well-timed rate on sells, with an average 90-day return of -12.8% post-sale. The current price of $40.75 sits 12.8% below the 52-week high of $46.72, suggesting the stock has cooled since earlier in the year. This sale adds to a demonstrated pattern of selling ahead of downward price pressure rather than selling into strength.

CEO José Rafael Fernández sold 100,000 OFG shares ($4.5M) at $45.30 avg, reducing holdings 29.9%

José Rafael Fernández, CEO & Chairperson, executed 2 separate sales totaling 100,000 shares for $4,530,480.00 ($4.5M) on 2024-12-04 and 2024-12-05 at a blended average price of $45.30, reducing his holdings from 334,774 shares to 234,774 shares (a -29.9% reduction). This is a material disposition by the company's top executive—divesting nearly 30% of his position—at prices slightly above the current market price of $44.79. His prior 4 sales at OFG showed strong timing, with 3 of 4 well-timed at the 90-day mark (all posted negative 90-day returns: -4.5%, -6.0%, -8.5%, -4.1%), and his cross-ticker track record exhibits a 75.00% well-timed sell rate with an average 90-day return of -3.4%. The stock currently trades -4.4% from its 52-week high of $46.84, suggesting the CEO executed near the recent peak. While the company shows strong fundamentals with a P/E of 10.56 and net income of $47,000,000.00, the scale and pattern of this sale warrant investor attention given the CEO's historical trading discipline at this ticker.

Director Colon Jorge sold 44,257 shares (44.3K shares) at $45.69 avg in 2 transactions, reducing stake by 42.6% to 59,743 shares (59.7K shares).

Colon Jorge, Director of OFG Bancorp, completed 2 separate sales totaling 44,257 shares for $2,021,951.01, executed on July 29–30, 2024 at prices of $45.73 and $45.56 respectively. The sale reduced his post-transaction holding to 59,743 shares from a pre-transaction position of 104,000 shares, representing a -42.6% reduction in stake. The stock is currently trading at $45.42, near the 52-week high of $46.84, with strong 30-day (+20.1%) and 90-day (+22.7%) price appreciation. The company trades at a P/E of 11.53 with net income of $49,692,000 on a market capitalization of $2,134,833,428.94. The timing of this substantial reduction coincides with elevated price levels relative to recent history, though no scheduled trading plan disclosure or prior track record is available to contextualize this sale within the director's typical transaction pattern.