FMBM F&M BANK CORP Insider Trading

Director Dean Withers buys 2,127 shares at market on consecutive days; sixth and seventh open-market purchase at FMBM in 36 months.

Director Dean Withers purchased 2,127 shares across two trades in early May, adding to a pattern of consistent open-market buying at F&M Bank Corp over the past three years. The stock is trading near its 52-week high after a solid rally over recent months, yet Withers continues to accumulate shares—an atypical entry point for insider buying, which often clusters during pullbacks. His prior purchases at this company have shown mixed results: one prior buy saw the stock rise significantly over the following quarter, while another experienced a modest decline and a third saw a larger drop, suggesting Withers does not have a perfect track record of timing entries. The company itself is financially healthy with solid profitability and a reasonable valuation multiple, supporting the fundamentals of the business. That Withers is buying after a period of stock strength—rather than waiting for weakness—may simply reflect ongoing conviction, though it's worth noting this breaks from the typical pattern of insider accumulation during market dips.

EVP/Chief Credit Officer McHaffa bought 650 shares at $30.59 amid cluster of 14 insider purchases in past 14 days

McHaffa Evan S., the Chief Credit Officer, made his first purchase of 650 shares at $30.59 on 2026-03-19, establishing an initial position in F&M Bank Corp. This transaction occurs within a significant cluster pattern: 14 other insiders also bought within the past 14 days, suggesting coordinated confidence across the leadership team. The current price of $30.40 sits -4.9% from the 52-week high of $31.98, and the stock has gained +6.7% over 90 days despite a -3.6% decline in the last 30 days. With a P/E of 7.43 and market cap of $108,147,848.00, the bank trades at a modest valuation multiple relative to its earnings base of $2,924,000.00 in latest quarterly net income. The cluster buying pattern, combined with the company's stable earnings profile, warrants investor attention to whether this reflects management's assessment of current valuation opportunities.

Director Keeler Anne B bought 202 shares of F&M BANK CORP at $30.59; cluster buy by 14 other insiders in past 14 days

Director Keeler Anne B purchased 202 shares at $30.59 on 2026-03-19, increasing her holding to 3,240 shares (+6.6% net change). The transaction occurs within a broader cluster pattern: 14 other insiders also bought F&M BANK stock within the past 14 days, suggesting coordinated or simultaneous conviction across the insider base. Her prior trading at this ticker shows strong pattern recognition—4 of her 5 recent purchases at fmbm showed positive 90-day returns ranging from +2.3% to +20.6%, with only one producing a -3.0% result. The stock currently trades at $30.60 (just 0.03% above her entry), down 3.5% over 30 days but up 7.8% over 90 days, within its 52-week range of $18.84–$31.98. The company trades at a P/E of 10.27 with $2.9M net income on $28.0K quarterly revenue. The convergence of this purchase with 14 concurrent insider buys, paired with this insider's demonstrated 4-of-5 success rate on prior F&M purchases, signals material insider alignment on valuation and forward outlook.

Director Runion buys 202 shares of FMBM at $30.59; 5 of 5 prior FMBM buys were well-timed at 90d, cluster of 14 insiders buying in past 14 days

Runion Christopher S., a Director, purchased 202 shares at $30.59, adding to a holdings position of 8.9K shares, on 2026-03-19. His prior trade history at this ticker shows a distinctive pattern: 5 of 5 prior buys were well-timed at the 90-day mark, with 90d returns ranging from +8.0% to +20.6%, indicating consistent ability to enter at favorable price levels. Beyond his individual record, a cluster buy pattern is evident, with 14 other insiders also purchasing within the past 14 days, suggesting coordinated or independently motivated conviction across the insider base. The company trades at a P/E of 10.27 on revenue of $28.0K and net income of $2.9M, with a market cap of $108.8M. Current price stands at $30.60, only -4.3% from the 52-week high, and the stock is up +7.8% over the past 90 days, suggesting this purchase occurs within an established uptrend rather than at a depressed entry point.

Director Peter H Wray buys 202 shares of F&M BANK CORP at $30.59; cluster of 14 other insider buys in past 14 days

Director Wray purchased 202 shares at $30.59 on 2026-03-19, increasing his holdings to 7,574 shares (+2.7% vs pre-transaction holdings). The transaction occurs within a broader cluster pattern: 14 other insiders also bought within the past 14 days, suggesting coordinated confidence across the insider base. Wray's prior trades at F&M BANK CORP show strong timing discipline—4 of his 5 prior buys generated positive 90-day returns (ranging from +2.3% to +20.6%), with only one buy (2024-12-19) followed by a 90-day decline of -3.0%. The current stock price of $30.60 is -4.3% from the 52-week high of $31.98 and down -3.5% over 30 days, creating a modest entry opportunity near recent lows. Fundamental metrics remain modest but solid: P/E of 10.27 and net income of $2.9M against a $108.8M market cap.

Director Harrison Bret V. bought 269 shares of F&M BANK CORP at $30.59; holding now 469 shares. 14-insider cluster buy.

Director Harrison Bret V. purchased 269 shares at $30.59 on 2026-03-19, increasing his stake from 200 to 469 shares (+134.5%). The timing occurs as the stock trades at $30.60 (current), near its 52-week high of $31.98 and well above the 52-week low of $18.84. This purchase is part of a broader cluster pattern, with 14 other insiders also buying within the past 14 days, suggesting coordinated confidence in the company's near-term prospects. The bank's fundamentals show a P/E of 10.27 and net income of $2.9M against a market cap of $108.8M, providing context for valuation at the time of purchase.

President Black bought 3,000 shares at $30.59; 14 other insiders purchased within 14 days; strong same-ticker and cross-ticker historical performance.

Black Barton E. (President) purchased 3,000 shares at $30.59, increasing his holdings from 11,102 to 14,102 shares (+27.0% vs pre-transaction holdings). The transaction occurs amid a 14-insider cluster buy pattern at fmbm over the past 14 days, suggesting coordinated or coincident conviction among multiple stakeholders. His cross-ticker track record shows 1 prior buy with avg 90d return +9.7% and a 100% win rate, while his same-ticker history at fmbm demonstrates prior well-timed accumulation (prior buy on 2024-04-26 returned +5.8% at 30 days and +9.7% at 90 days). The stock currently trades at $30.60—just 1¢ above the transaction price—within its 52-week range and down 3.5% over 30 days. The cluster pattern and insider accumulation history warrant tracking, though the low P/E of 10.27 and strong past 90d performance (+7.8%) provide some fundamental context.

EVP/Chief Lending Officer Paul E. Eberly bought 1,651 shares at $30.59; cluster of 14 other insiders buying in past 14 days signals coordinated accumulation.

Paul E. Eberly, EVP and Chief Lending Officer, purchased 1,651 shares of F&M BANK CORP at $30.59 on 2026-03-19, increasing his holdings to 9,833 shares (a +20.2% increase from his pre-transaction position of 8,182 shares). This open-market buy occurs in the context of a cluster pattern: 14 other insiders also bought within the past 14 days, suggesting coordinated insider accumulation at current levels. Eberly's own cross-ticker track record shows 1 prior buy with a 90-day win rate of 100.00% and an average 90-day return of +9.7%, and his single prior trade at this ticker (2024-04-26) also showed +9.7% 90-day return, demonstrating consistent timing discipline. The current stock price of $30.60 sits -4.3% from its 52-week high of $31.98 and -3.5% over the past 30 days, suggesting the insider is accumulating during a modest pullback near all-time highs.

Campbell Lisa F (EVP/CFO) buys 2,719 shares of F&M Bank at $30.59; cluster pattern with 14 other insiders buying in past 14 days.

Campbell Lisa F, the CFO of F&M Bank Corp, purchased 2,719 shares for $83,174.21, increasing her holdings from 6,670 to 9,389 shares (+40.8%). This acquisition occurs within a broader cluster of 14 other insider purchases in the past 14 days, suggesting coordinated or independently motivated accumulation at the company level. Historically, Campbell's same-ticker buying pattern has been mixed: 2 of 5 prior buys at fmbm showed positive 90-day returns, while 3 showed declines ranging from -3.4% to -17.0%. The current stock price of $30.60 is -4.3% from the 52-week high and -3.5% over the past 30 days, placing the purchase near recent lows within the company's trading range. Given the CFO title, the participation in a multi-insider cluster, and the company's modest valuation metrics (P/E 10.27), the filing warrants examination of whether broader strategic considerations—such as capital allocation or equity-based compensation timing—are driving the pattern.

Director Willingham buys 91 shares of F&M BANK CORP at $30.59; part of 14-insider cluster buy in past 14 days.

Willingham, a director, purchased 91 shares at $30.59 on 2026-03-19, a relatively modest addition to his 20,850-share position that increases his holding by 0.4%. The transaction is noteworthy primarily because of the cluster activity: 14 other insiders also bought within the past 14 days, suggesting broad agreement among company insiders about valuation or company prospects. His own history at this ticker shows a strong pattern—5 of 5 prior buys at fmbm were well-timed at the 90-day mark, with average 90d returns of +8.1% (ranging from +3.8% to +20.6%), indicating he has historically entered at opportune points. The current stock price of $30.60 is -4.3% from the 52-week high of $31.98 and -3.5% over the past 30 days, yet +7.8% over 90 days, suggesting the stock remains within a favorable longer-term trajectory despite recent weakness. The company's P/E of 10.27 on net income of $2.9M and a market cap of $108.8M indicates a modestly valued position, which aligns with the multi-insider buying pattern.