FCF FIRST COMMONWEALTH FINANCIAL CORP /PA/ Insider Trading

Director Brice Todd purchases 1,000 shares of FCF at modest premium as stock recovers from recent lows.

Brice Todd, a director of First Commonwealth Financial, purchased 1,000 shares during a period when the stock was recovering from a pullback and trading modestly below its recent highs—the kind of environment where insider purchases often carry more weight as conviction signals rather than opportunistic moves. The company itself shows solid financial health with consistent profitability and a reasonable valuation multiple, providing a stable backdrop for the purchase. Todd's buy represents a meaningful addition to his holdings, suggesting he sees value at current levels despite the stock's recent upward momentum. However, a single director purchase is inherently a modest signal on its own—what would elevate this to more significant territory is either confirmation from other insiders or a clearer pattern that suggests coordinated confidence in the company's direction. For now, this is a positive but not extraordinary read on management confidence.

Director Todd Brice buys 1,000 FCF shares at $18.23; stock now at $18.59 (+10.8% in 30 days). Prior buys at this ticker 2 of 3 well-timed at 90-day mark.

Director BRICE TODD D purchased 1,000 shares of First Commonwealth Financial at $18.23 on 2026-02-03, increasing his holdings from 12,500 to 13,500 shares (+8.0%). The purchase occurred near the stock's 52-week high of $18.59, with the current price at $18.59 and 30-day momentum at +10.8%. His prior trading record at FCF shows a 2 of 3 pattern of well-timed purchases at the 90-day interval—specifically a buy on 2025-11-03 that returned +18.1% over 90 days and a buy on 2025-08-04 that returned +7.0% over 30 days—suggesting selective timing acumen at this specific security. The company's valuation metrics (P/E 13.47, net income $41.3M, market cap $1.9B) fall within a reasonable range, and the director's incremental position increase reflects continued holding in the financial services name.

FCF EVP/Chief Banking Officer Michael P McCuen bought 3,090 shares at $16.19 on 2025-11-21; stock now down -17.0% from 52-week high.

Michael P McCuen, EVP and Chief Banking Officer, purchased 3,090 shares of First Commonwealth Financial at $16.19, increasing his holdings from 59,021 to 62,111 shares. The company trades at a P/E of 11.67 with $41.3M net income, suggesting modest valuation multiples. However, this purchase occurs against a difficult price backdrop: the stock is -17.0% from its 52-week high and down -9.1% over the past 90 days. McCuen's prior purchasing activity at this ticker has not generated positive returns; his two prior FCF buys measurable at the 90-day mark returned -5.5% and -0.4%, with a 0% win rate over that period. His cross-ticker track record shows an average 90d return of -2.9%, providing no confidence that current entry timing is advantageous relative to fundamental opportunity.

Director Brice Todd D buys 1,000 shares of FCF at $15.27; stock down 20.4% from 52-week high of $19.41

Director Brice Todd D purchased 1,000 shares at $15.27 on 2025-11-03, increasing his holding from 11,500 to 12,500 shares. The purchase occurs at a price 20.4% below the 52-week high of $19.41, and the stock has declined 8.0% over the prior 30 days and 7.4% over 90 days. His cross-ticker track record shows mixed timing across 2 prior open-market buys (50.00% 90-day win rate, average 90d return -3.3%), while his two prior purchases at FCF specifically generated a 90d return of -7.4% on the August 2025 buy and +0.9% on the May 2025 buy—just 1 of 2 prior trades was well-timed at the 90-day mark. The company has solid fundamentals with a P/E of 12.08 and $33.4M net income against a $1.6B market cap, providing minimal valuation distress signal; the buy appears to reflect a discretionary accumulation decision rather than response to crisis-level valuations.

EVP Michael McCuen buys 2,826 shares of FCF at $17.67; third consecutive open-market buy with prior 90d returns of -6.9% and -0.4%.

McCuen purchased 2,826 shares at $17.67 on 2025-09-03, expanding his holdings to 59,021 shares—a 5.0% increase. The current price of $18.02 sits 7.2% below the 52-week high of $19.41, and the stock has gained 7.9% over 30 days and 14.0% over 90 days from prior lows. However, McCuen's track record at this ticker is unfavorable: his two prior FCF purchases (2025-02-10 and 2024-09-23) delivered 90-day returns of -6.9% and -0.4% respectively, with a 0.00% win rate across both trades. His cross-ticker buy history also shows weak outcomes (avg 90d return -2.9%, 0% win rate across 2 prior buys). This third consecutive purchase suggests persistent accumulation, but the absence of prior well-timed entry points at this ticker presents limited evidence of prescience in identifying attractive entry levels.

Director Brice Todd D bought 1,000 shares of FCF at $16.52; holdings now 11,500 shares post-transaction.

Brice Todd D (Director) acquired 1,000 shares of FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) at $16.52 on 2025-08-04, increasing his holdings from 10,500 to 11,500 shares. The purchase occurs at a price 0.36% below the current trading price of $16.58, and 14.6% below the 52-week high of $19.41. His prior open-market buy at FCF on 2025-05-13 generated a 30-day return of -1.2%; across his broader cross-ticker buy history, the average 30-day return is also -1.2%. The company's fundamentals show a P/E of 12.66 and net income of $32.7M, with a market cap of $1.7B, indicating a relatively modest-sized regional financial institution. This purchase represents a standard open-market accumulation by a director with a modest history of insider transactions at this ticker.

Director Brice Todd D purchases 7,000 shares of FCF at $16.09; holdings surge to 10,500 shares (+200.0%)

Director Brice Todd D purchased 7,000 shares at $16.09 on 2025-05-13, increasing his shareholdings from 3,500 to 10,500 shares, a doubling of his position. The purchase occurred 17.5% below the 52-week high of $19.41 and within the stock's recent uptrend, following a 30-day gain of 13.5%. FCF trades at a P/E of 12.23 on $32.7M net income with a $1.7B market cap, suggesting a relatively conservative valuation. The substantial increase in personal holdings—the largest transaction recorded for this director in recent activity—represents a material commitment to the company, though the filing itself provides no explicit rationale for the timing or size of the accumulation.

EVP McCuen buys 3,020 shares of FCF at $16.57; stock now at $16.91, up 6.4% in 30 days but down 10.2% in 90 days from prior buy.

Michael P McCuen, EVP and Chief Lending Officer, purchased 3,020 shares at $16.57 on 2025-02-10, increasing his holdings by 5.2% to 60,643 shares total. This marks his second open-market purchase at First Commonwealth Financial, following a buy on 2024-09-23 that showed a -0.4% return over 90 days. His cross-ticker track record shows 1 prior buy with an average 90-day return of -0.4% and a 0.00% win rate, indicating that his previous stock selections did not outpace market performance on that timeframe. The stock has gained 6.4% over the last 30 days but remains 10.2% below its 52-week high, trading near the lower end of its annual range at current levels.

EVP/Chief Lending Officer McCuen buys 2,919 shares of FCF at $16.99; holdings rise to 57,623 shares

McCuen Michael P, serving as EVP and Chief Lending Officer, purchased 2,919 shares at $16.99 on 2024-09-23, increasing his holdings by 5.3% to 57,623 shares. The transaction occurred at a price 1.4% above the current market price of $16.75, and roughly at the midpoint of the 52-week range ($11.55–$18.60). First Commonwealth Financial trades at a P/E of 10.81 with $37.1M in net income and a $1.7B market cap. As a senior lending executive with substantial accumulated holdings, a discretionary open-market purchase of this size suggests alignment with the company's direction, though the post-transaction holding level and modest transaction volume relative to total position size warrant context on broader insider activity at the company before drawing firm conclusions.