Ronald R Schmalzle

Director Ronald R Schmalzle buys 600 shares of NWFL at $24.35; stock now $31.58 (+6.5% in 30d)

Director Ronald R Schmalzle purchased 600 shares at $24.35 on 2025-08-05, increasing his holdings from 26,468 to 27,068 shares. The stock has appreciated 6.5% over the past 30 days and 11.6% over 90 days, currently trading at $31.58 against a 52-week range of $23.70–$32.23. However, Schmalzle's cross-ticker track record shows an 18.18% 90-day win rate with an average 90-day return of -0.2%, and his prior buys at NWFL have been mixed—only 1 of 5 prior purchases resulted in positive 90-day performance. The company shows solid fundamentals with +8.1% annual revenue growth, a P/E of 13.38, and net income of $3.7M on quarterly revenue of $2.3M, but the timing pattern of this director's purchases at this ticker has not been consistently successful.

Director Ronald R Schmalzle purchases 700 shares of NWFL at $30.19; holdings rise to 27,168 shares

Ronald R Schmalzle, a Director, purchased 700 shares of NORWOOD FINANCIAL CORP at $30.19 on 2026-05-26, increasing his holdings from 26,468 to 27,168 shares. At his prior five trades at this ticker, only 1 of 5 buys showed positive 90-day returns, with most recent purchases in early 2025 declining over both 30-day and 90-day periods. The company's fundamentals remain modest but stable—revenue of $2,276,000.00, net income of $3,730,000.00, and annual revenue growth of +8.1%—with a P/E of 13.01 and market cap of $334,344,459.30. The stock is currently -4.8% from its 52-week high of $32.23, suggesting the purchase occurred after recent weakness rather than at peak valuation.

Director Schmalzle buys 2,800 shares of NWFL at $26.49; stock down 18.3% in 90 days, revenue fell 18.6% YoY.

Ronald R Schmalzle, a director, purchased 2,800 shares at $26.49 on 2025-02-07, increasing his holdings by 11.8% to 26,468 shares. This purchase marks his fifth buy at NORWOOD FINANCIAL CORP within three days (February 4–7, 2025), suggesting sustained accumulation during a period of weakness. The stock trades at $26.00 currently, down 18.3% over the past 90 days and 20.0% from its 52-week high of $32.49. The company's fundamentals reflect recent headwinds: annual revenue declined 18.6% year-over-year, with latest quarterly revenue at $1,874,000.00. Across his broader trading history, the insider's prior buys averaged a 90-day return of +13.8% with a 100% win rate, but those outcomes are from other tickers; his same-ticker outcomes at NWFL are not yet measurable, leaving the relevance of his cross-ticker timing track record unclear for this specific position.

Director Schmalzle Ronald R bought 11,063 shares at blended avg $26.55 for $293,718.08 on Feb 4-5, raising stake 87.8%.

Ronald R Schmalzle, a director at Norwood Financial Corp, executed 5 separate purchases totaling 11,063 shares for $293,718.08, increasing his holdings from 12,605 shares to 23,668 shares (an 87.8% increase). The transaction was executed over two trading days (Feb 4-5) at prices near the current market level of $26.53, within the recent 52-week range of $23.50–$32.49. Notably, the director has a prior 90-day win rate of 100.00% across his cross-ticker open-market history, though his same-ticker NWFL history shows only 1 of 1 prior buys well-timed at the 90-day mark; most recent same-ticker trades lack measurable outcomes. The company faces near-term headwinds—annual revenue growth contracted 18.6% year-over-year, and the stock trades 18.3% below its 52-week high—which contextualizes the timing and magnitude of this director's accumulation.

Director Schmalzle buys 3,129 shares of NWFL at $26.00; stock now $25.92, down 20.2% from 52-week high.

Schmalzle Ronald R, a director of Norwood Financial Corp, purchased 3,129 shares at $26.00 on 2025-01-31, bringing his total holdings to 20,750 shares (+17.8% increase in position size). This represents a second consecutive buy—he also purchased shares on 2025-01-30—in a stock that has declined 20.2% from its 52-week high of $32.49 and dropped 14.4% over the past 90 days. Across his cross-ticker track record, his three prior buys posted an average 90-day return of +13.8% with a 100% win rate; at NWFL specifically, his prior buy on 2024-09-10 yielded a +13.8% 90-day return, suggesting a track record of well-timed purchases. However, the company's annual revenue declined 18.6% year-over-year, creating a contrasting picture between the insider's recent accumulation activity and deteriorating operational fundamentals.

Director Ronald R Schmalzle buys 2,000 shares at $26.00; stock down 10.3% in 90 days despite his prior buy at NWFL showing +13.8% gain.

Schmalzle purchased 2,000 shares for $52,000.00 on 2025-01-30, increasing his stake to 17.6K shares from 15.6K shares (+12.8%). His cross-ticker track record shows 3 prior buys with an average 90-day return of +13.8% and a 100.00% win rate, suggesting a track record of well-timed accumulation. However, at NWFL specifically, while his 2024-09-10 buy showed a +13.8% 90-day return, the current price of $26.62 is -10.3% over the past 90 days and -18.1% from the 52-week high, indicating the stock has deteriorated significantly since that prior well-timed purchase. The company's annual revenue contracted -18.6% year-over-year, presenting a challenging fundamental backdrop that warrants examination of whether this continued accumulation reflects conviction in a turnaround or reflects different motivations.

Director Schmalzle Ronald R bought 7,692 shares of NWFL at $26.00 on 2024-12-19, doubling holdings to 15,510 shares; stock down 10.3% in 30 days vs +2.0% 30-day return after his prior NWFL buy.

Director Schmalzle repurchased 7,692 shares at $26.00 on 2024-12-19, increasing his position from 7,818 to 15,510 shares (+98.4%). His prior buy at this ticker on 2024-09-10 generated a 30-day return of +2.0%, yet the current purchase occurred as the stock has declined 10.3% over the last 30 days—a notable reversal from the 30d +2.0% gain after his previous purchase. The company's annual revenue declined 18.6% year-over-year, adding fundamental headwinds to recent price weakness. This transaction represents a second accumulation cycle at NWFL within three months; the disparity between post-buy performance patterns warrants attention to whether subsequent price action resembles the earlier +2.0% / +13.8% trajectory or reflects changed company circumstances.

Director Ronald R Schmalzle purchases 7,400 shares of NWFL at $27.00; new position amid -18.6% annual revenue decline

Director Schmalzle established a new 7,400-share position in Norwood Financial at $27.00 per share on 2024-09-10, with no prior shareholdings. The timing is notable given the company's -18.6% annual revenue decline against a current P/E of 16.69 and net income of $4.2M. The stock currently trades at $27.03, near the purchase price, having recovered 7.7% over the past 30 days but still trading 21.6% below its 52-week high of $34.49. The purchase represents a director's material entry into the stock despite near-term operational headwinds, though the absence of prior holding history prevents assessment of pattern or conviction scale.