Scarnati Joseph B. III

Director Joseph B. Scarnati III buys 138 JUVF shares; 8 other insiders bought within 14 days (cluster pattern).

Scarnati purchased 138 shares on 2026-02-17, increasing his holdings by 2.2% to 6,386 shares. This transaction is part of a cluster pattern in which 8 other insiders also bought within the past 14 days, suggesting coordinated confidence at current levels. However, Scarnati's track record at JUVF shows concerning timing: his 5 prior purchases at the ticker have yielded only 1 well-timed outcome at the 90-day mark (20% accuracy), with most trades followed by negative 90-day returns ranging from -1.6% to -12.4%. The stock trades at a modest P/E of 9.64 with $8.1M in quarterly revenue and $2.1M net income ($72.1M market cap). The 6.0% 30-day price appreciation is noteworthy, but Scarnati's historical pattern at this ticker warrants monitoring.

Director Scarnati buys 105 shares of JUVF; 8 other insiders bought within 14 days amid cluster activity.

Scarnati Joseph B. III, a Director, purchased 105 shares on 2025-02-18, increasing his holdings to 5,248 shares (5.2K shares), a 2.0% addition to his pre-transaction position. The transaction occurs within a broader cluster buy pattern: 8 other insiders also acquired shares within the past 14 days. However, this insider's prior JUVF trades show mixed outcomes—1 of 4 prior buys was well-timed at the 90-day mark, with returns ranging from +17.6% to -13.0%. His cross-ticker track record shows a 25.00% 90-day win rate with an average 90-day return of -4.7%, indicating below-average timing accuracy overall. The current stock price of $12.93 is 8.0% below its 52-week high and up 3.4% over both the 30-day and 90-day periods, positioning it modestly near recent highs rather than at a compelling valuation inflection point.

JUVF director Scarnati buys 1,000 shares at $12.95; modest 19.4% holdings increase in low-volatility bank stock.

Director Scarnati Joseph B. III purchased 1,000 shares of Juniata Valley Financial Corp at $12.95 on 2024-02-06, increasing his holdings from 5,143 to 6,143 shares (a 19.4% increase in his position). The stock currently trades at $13.25, modestly above the transaction price. The company trades at a P/E of 10.35 with a market cap of $66,294,838.00 and net income of $1,637,000.00. At the same ticker, Scarnati's prior 4 trades show mixed timing results: only 1 of 3 measurable 90-day outcomes was positive, indicating his purchase timing at JUVF has historically been mediocre. His broader cross-ticker track record shows an average 90-day return of -2.1% across 4 prior buys with a 33.33% win rate, reflecting more losses than gains over the medium term. The transaction itself represents a routine accumulation in a small-cap financials name, without clear evidence of exceptional market timing or conviction relative to his historical patterns.

Director Scarnati buys 500 JUVF shares at $13.48; 90d track record at ticker shows 25% win rate

Scarnati Joseph B. III, a Director at Juniata Valley Financial Corp, purchased 500 shares at $13.48 on 2024-11-27, bringing his holdings to 5,143 shares and representing a +10.8% increase in position size. The transaction occurs at a modest discount to the current price of $13.50 and within the 52-week range of $11.00–$14.77. However, his prior trading history at JUVF raises questions about trade timing: across his four previous purchases at this ticker, only one showed a positive 90-day return (the 2023-11-21 buy, which gained +17.6% over 90 days), while the other three each declined between -10.9% and -13.0% in the 90-day window. This 25% win rate on 90-day outcomes at JUVF suggests a pattern of unfavorable timing on this specific holding. The company's fundamentals appear modest: a P/E of 10.55 and net income of $1,637,000 on a market cap of $67,545,684. Investors should monitor whether this purchase marks a shift in execution timing or continues the insider's historical pattern at this ticker.