John J. Fawcett

Director John J. Fawcett bought 698 BFH shares at $86.43; 4 prior BFH buys all positive at 90-day mark, P/E 6.23, 11.0K shares post-trade.

John J. Fawcett, a director, purchased 698 shares of Bread Financial Holdings at $86.43, bringing his holdings to 11,000 shares. His prior four transactions at BFH were all buys, and all four posted positive 90-day returns ranging from 5.1% to 26.4%, establishing a consistent pattern of well-timed accumulation at this ticker. Across his cross-ticker track record, his prior buys averaged a 90-day return of 13.8% with a 100% win rate over 90-day horizons. At the company level, fundamentals show revenue of $1,018,000,000 and net income of $181,000,000, paired with a low P/E ratio of 6.23 and minimal revenue growth of 0.2% year-over-year. The current price of $86.42 sits 12.8% below the 52-week high, yet this purchase extends a pattern of insider accumulation despite the stock's recent 6.5% decline over 30 days.

Director Fawcett buys 1,027 shares of BFH at $61.79 avg for $63,458.83; prior trades at this ticker showed +13.6% and +18.6% 90d returns

John J. Fawcett, Director, executed 2 separate open-market purchases on 2025-07-30 totaling 1,027 shares for $63,458.83 at a blended average price of $61.79, raising his holdings by 11.1% to 10,302 shares. His prior trades at BFH (buy on 2024-10-28 and buy on 2024-08-12) both delivered positive 90-day returns of +13.6% and +18.6% respectively, with both trades establishing timing patterns favorable to subsequent upside. The current stock price of $57.56 sits -13.2% from the 52-week high and -3.9% over the last 30 days, yet Fawcett's cross-ticker track record shows a 100% 90-day win rate across 2 prior buys with an average 90-day return of +22.5%. The company trades at a P/E of 9.42 and posted a $929.0M quarterly revenue with $139.0M net income, though annual revenue growth is negative at -10.5%.

Director Fawcett buys 1,000 BFH shares at $51.02; post-transaction holdings 6,473 shares.

Fawcett, a director at Bread Financial, purchased 1,000 shares at $51.02 on 2024-10-28, increasing his holdings by 18.3% to 6,473 shares total. The transaction occurred near the stock's 52-week high ($58.60), with the current price $50.97 marking a 13.0% decline from that peak. His cross-ticker track record shows only one prior purchase with an average 30-day return of -6.1%, and his sole prior BFH trade (a buy on 2024-08-12) also posted a 30-day loss of -6.1%. The company's fundamentals appear solid, with a P/E of 5.24 and annual revenue growth of 12.1%, though the stock's recent 90-day movement of 0.4% and 30-day gain of 7.1% suggest modest momentum rather than a clear bullish inflection.

Director Fawcett buys 2,000 shares of BFH at $49.82; holdings rise to 5,473 shares (+57.6%)

John J. Fawcett, a Director of Bread Financial Holdings, purchased 2,000 shares at $49.82 on 2024-08-12, increasing his position by 57.6% to 5,473 shares post-transaction. The stock was trading at $52.41 at the time of this analysis, up 6.6% over the past 30 days and 29.2% over 90 days, suggesting positive price momentum into and following the purchase window. The company's fundamentals show solid operating results with $939.0M quarterly revenue, $133.0M net income, and 12.1% annual revenue growth, supported by an attractive P/E of 5.39 and $2.6B market cap. The director's substantial increase in personal stake—adding nearly 58% more shares to an existing holding—reflects increased direct ownership exposure to the company's performance and near-term stock price trajectory.