EVP Chief Credit Officer buys 138 shares at $13.88; 2 other insiders bought in past 14 days (cluster pattern).
Harry P Umberger Jr, EVP and Chief Credit Officer at Bank of the James Financial Group, purchased 138 shares at $13.88 on 2025-08-12, increasing his holdings from 1,887 to 2,025 shares. This transaction is part of a cluster pattern, with 2 other insiders also buying within the past 14 days, suggesting coordinated or synchronized accumulation by multiple senior officers. Umberger's own cross-ticker track record shows 1 prior buy with a 90-day win rate of 100.00% and an average 90-day return of +20.4%; his prior buy in this same ticker (BOTJ) on 2023-10-24 was also well-timed, delivering +20.4% over 90 days. The current stock price of $14.05 is -13.5% from its 52-week high of $16.24, and the company's valuation remains modest at a P/E of 8.95 against net income of $2.7M, though annual revenue growth stands at +2.6%.