Francis E Felber

Director Francis E Felber buys 500 CZWI shares at $20.60; 2 other insiders bought within 14 days

Francis E Felber, a director, purchased 500 shares of Citizens Community Bancorp Inc. at $20.60 on 2026-05-18, increasing his holdings from 20,950 to 21,450 shares. This purchase occurs within a cluster pattern where 2 other insiders also bought within the past 14 days, suggesting coordinated insider appetite. However, Felber's track record at this ticker is mixed: his prior buy on 2026-05-04 showed a 90d return of -0.1%, while an earlier buy on 2025-07-31 generated a 90d return of +6.1%, with 50% of his cross-ticker buys well-timed at the 90-day mark. The current stock price of $20.51 sits -9.3% from its 52-week high and has risen 10.6% over 90 days, positioning the stock in the upper half of its annual range. The company's P/E of 13.23 and $197.8M market cap indicate a small-cap financial institution with reasonable earnings ($3.8M net income), though individual insider motivation for this specific purchase cannot be inferred from price action or prior patterns alone.

Director Francis E. Felber purchases 1,000 shares of CZWI at market price during upward momentum.

Francis E. Felber, a director at Citizens Community Bancorp, purchased shares during a period when the stock has been on a meaningful recovery, trading just below its recent highs. The timing is noteworthy because insider buying often occurs during weakness or pullbacks—not during rallies—which makes this director's conviction to add shares despite upward momentum worth noting. The company itself is solidly profitable with reasonable valuation metrics, suggesting the director isn't betting on a turnaround story but rather supporting a company that already demonstrates financial health. However, a single director purchase of this magnitude represents modest conviction; the real signal would emerge if other insiders or board members follow with similar purchases in the coming weeks. Without corroborating activity, this remains a positive but isolated data point rather than a clear catalyst.

Director Felber bought 3,000 CZWI shares at $14.80, building position to 19,950 shares; prior buy at same ticker delivered 90d return +1.6%.

Francis E Felber, a director, purchased 3,000 shares of Citizens Community Bancorp Inc. at $14.80 on 2025-07-31, adding to his existing stake. This purchase increased his holdings by 17.7% from 16,950 to 19,950 shares. Notably, Felber has a single prior purchase at this same ticker (made on 2023-04-28) that generated a 90-day return of +1.6%, marking it as a well-timed entry. His cross-ticker track record shows 1 prior buy with a 100% 90-day win rate (average 90d return +1.6%), though the cross-ticker average 30-day return was -16.6%. The current stock price of $14.74 sits 13.1% below the 52-week high of $16.96, positioning this purchase near a relative low, while the P/E ratio of 11.43 reflects a modest valuation relative to the company's $3.2M net income and $147.2M market cap. The repeat accumulation at a discounted price level, combined with Felber's demonstrated patience on his prior CZWI purchase, provides some evidence of sustained confidence at current levels.