Early Access — free while we kick the tires
EdgarHawk

ULATOWSKI DANIEL A.

Chief Sales Officer

Officer
4 filings analyzed · 1 company · Latest 2025-12-12

Companies

Company Buys Sells Direction
CREDIT ACCEPTANCE CORP CACC 0 14 Net selling

Activity

December 2025
2025-12-12 CREDIT ACCEPTANCE CORP CACC
medium
Sell
3,000 shares
$1,426,980
Significance 6/10

CSO Daniel Ulatowski sells 3,000 CACC shares at $475.66; prior 5 trades at ticker showed 100% well-timed exits.

Chief Sales Officer Daniel Ulatowski sold 3,000 shares at $475.66 on 2025-12-10, reducing his holding from 31,290 to 28,290 shares. The transaction is noteworthy because his prior trade history at CACC is highly consistent: all 5 previous open-market sells at this ticker posted negative 90-day returns (-8.3%, -4.6%, -4.6%, -4.9%, -0.2%), meaning the stock declined after each exit. This 100% track record of well-timed exits at the same ticker is material context. The current stock price of $472.21 sits 13.2% below the 52-week high of $543.74, suggesting the stock is off its peak; however, the sale price of $475.66 was above current levels. Fundamentals remain solid (P/E 11.48, +13.7% annual revenue growth, $108.2M net income on $582.4M quarterly revenue), so the signal is not distress-driven but rather consistent with the CSO's demonstrated pattern of disciplined realizations.

September 2025
2025-09-15 CREDIT ACCEPTANCE CORP CACC
medium
Sell
4,000 shares
$2,088,000
Significance 5/10

CACC CSO Ulatowski sells 4,000 shares at $522.00 for $2.1M; stock now $502.05, recent sell cluster signals activity

ULATOWSKI DANIEL A., Chief Sales Officer, sold 4,000 shares of CREDIT ACCEPTANCE CORP at $522.00 on 2025-09-11, reducing holdings by 12.4% from 32,290 to 28,290 shares. The sale occurred near the 52-week high ($543.74), with the stock now trading at $502.05, down 7.7% from peak levels. His same-ticker history shows a pattern of concentrated selling activity—five prior transactions at CACC occurring within a single week (2025-08-22 and 2025-08-25), all sales with no measurable 30d or 90d outcomes yet. His broader cross-ticker track record spans 9 prior open-market sells with a 50% well-timed rate, though this does not predict CACC-specific outcomes. The company fundamentals show solid revenue of $583.8M in the latest quarter, annual revenue growth of +13.7%, and a reasonable P/E of 13.29, suggesting the business is performing. Without FLAGS indicating a 10b5-1 plan, the recent clustering of sell activity warrants attention as a potential signal of insider positioning, though the measurable track record at this ticker is too recent to establish a pattern.

August 2025
2025-08-26 CREDIT ACCEPTANCE CORP CACC
high
Sell
3,697 shares
$1,879,241
Significance 6/10

CSO ULATOWSKI sells entire 3,697-share CACC stake for $1.9M across 5 trades at avg $508.32

Daniel A. Ulatowski, Chief Sales Officer at Credit Acceptance Corp, executed 5 separate sales totaling 3,697 shares for $1,879,240.95 between 2025-08-22 and 2025-08-25, at a blended average price of $508.32. This represents a complete liquidation of his holdings—a departure from his prior activity at CACC, where his 4 previous sales (June 2025 and June 2023) left him with remaining shares. The current stock price of $521.71 is -4.0% from the 52-week high, and his cross-ticker track record shows only 0.00% well-timed sells (sells that preceded declines), with positive 90-day returns averaging 8.6% after his prior dispositions. His prior CACC sales in June 2025 showed negative 30-day returns (-1.3% and -1.5%), suggesting recent market weakness in the security. The full liquidation at near-52-week highs warrants monitoring for any strategic or operational changes within his purview as sales leader.

June 2025
2025-06-13 CREDIT ACCEPTANCE CORP CACC
medium
Sell
6,356 shares
$3,318,826
Significance 4/10

Chief Sales Officer Daniel Ulatowski sells 6,356 shares at blended average $522.16, reducing holdings by 18.3% to 28,290 shares

Daniel Ulatowski, Chief Sales Officer at Credit Acceptance Corp, executed 2 separate sales on 2025-06-11 totaling 6,356 shares for $3,318,825.58, at a blended average price of $522.16. His post-transaction holdings of 28,290 shares represent an 18.3% reduction from the pre-transaction level of 34,646 shares. The stock's current price of $484.71 is -20.7% from the 52-week high of $611.11, and has declined 2.3% over the past 30 days despite modest 1.4% gains over 90 days. His prior sells at CACC occurred on 2023-06-02 and 2023-06-01, neither of which demonstrated well-timed execution at the 90-day mark. The company itself shows solid fundamentals with $571.1M in quarterly revenue, net income of $106.3M, and annual revenue growth of 13.7%, though the P/E of 19.40 and recent price weakness merit investor attention.

Related insiders

Create a free account

Build watchlists, get email alerts on the tickers you follow, and read the full AI analysis on every insider filing.

Sign up — free during early access