Cunningham Steven E

CEO Cunningham sells 7,852 ENVA shares for $1,378,026.00 total; holds 122,945 shares post-transaction

Steven E. Cunningham, Chief Executive Officer of Enova International, executed two separate sales on 2026-04-28 totaling 7,852 shares for $1,378,026.00 at $175.50 per share, reducing his holdings to 122,945 shares (a -6.0% reduction). The transaction occurred near the 52-week high of $173.60, with the current price at $169.41 representing a -2.4% pullback from that peak. Enova's fundamentals remain solid with Revenue of $875,142,000.00, Net income of $91,099,000.00, annual revenue growth of +18.6%, and a P/E of 12.91, providing no immediate distress signal. Notably, Cunningham's prior sales at ENVA have not demonstrated favorable timing: 0 of 5 prior sells were well-timed at the 90-day mark, with 4 of 5 showing positive 90-day returns (meaning the stock rose after his sales), suggesting this CEO has historically sold before subsequent gains rather than declines.

CEO Steven E Cunningham sold 11,436 shares of ENVA at $165.13 on 2026-01-30 for $1.9M; retains 127.7K shares.

Steven E Cunningham, Chief Executive Officer of Enova International, sold 11,436 shares at $165.13 on 2026-01-30, reducing his holdings by 8.2% while retaining 127.7K shares. The sale occurred near the stock's 52-week high of $172.37, with the company posting strong fundamentals including +25.5% annual revenue growth, a P/E of 13.46, and recent quarterly revenue of $802.7M and net income of $80.3M. However, his prior five trades at ENVA show a concerning timing pattern: all five prior sales preceded subsequent 90-day gains ranging from 14.6% to 30.9%, indicating none were well-timed as downside hedges. The current stock price of $159.07 is -7.7% from the 52-week high but up +24.3% over 90 days, suggesting this sale occurred during a rally rather than in advance of a decline.

CFO Steven E Cunningham sells 14,874 shares at $120.70 avg for $1.8M at ENVA

Steven E Cunningham, Chief Financial Officer at Enova International, executed two separate sales totaling 14,874 shares (14.9K shares) for $1,795,290.36 on 2025-10-29, reducing his holdings from 142,593 shares to 127,719 shares (-10.4% vs pre-transaction holdings). The blended average price of $120.70 is slightly above the current price of $119.57, and the stock has appreciated 6.6% over 30 days and 18.9% over 90 days. At the company level, fundamentals remain solid with revenue of $802,678,000.00, net income of $80,314,000.00, and a P/E ratio of 10.12. His prior trades at this ticker (5 prior sells) showed 0 out of 5 well-timed at the 90-day mark, with mixed near-term outcomes but generally positive longer-term returns. The sale occurs at a price near the 52-week high of $127.32 (-6.1% from peak), within the context of strong recent momentum, though without schedule flags this timing data is observable context rather than predictive signal.

CFO Steven E Cunningham sold 26,310 shares of ENVA for $2,781,423.00 on 2025-07-29 at blended average $105.72.

Cunningham executed two separate sales totaling 26,310 shares (26.3K shares) for $2,781,423.00, reducing his holdings by 16.7% from 157,467 to 131,157 shares. The transaction price of $105.72 sits 1.1% above the current price of $104.56, and within the 52-week range of $74.48–$117.63. At ENVA specifically, his prior 5 trades show mixed timing: 3 of 5 sales were followed by positive 90-day returns (poorly timed exits), while 2 were followed by negative 90-day returns (well-timed). His cross-ticker track record of 14 prior sells shows an average 90-day return of +11.0% with a well-timed rate of 14.29%, indicating his historical sells have generally captured downside poorly. The company fundamentals are solid—revenue of $764,043,000.00 with net income of $76,149,000.00, annual revenue growth of +25.5%, and a P/E of 10.21—offering no obvious valuation distress. The sale appears discretionary and mid-sized relative to his current holdings, without clear macroeconomic or earnings-related catalysts disclosed in the filing date.

CFO Steven E. Cunningham sells 29,750 shares at blended average price $93.85 for $2.8M; stock down -19.4% over 90 days.

Steven E. Cunningham, CFO of Enova International, executed 3 separate sales totaling 29,750 shares (29.8K shares) for $2,791,998.95 ($2.8M) on 2025-05-02 at a blended average price of $93.85, reducing his holdings by 18.1% to 134,595 shares. At the current price of $92.53, the stock trades -20.6% from its 52-week high of $116.49 and has declined -19.4% over the past 90 days despite posting strong fundamentals including annual revenue growth of +25.5%, a lean P/E of 10.04, and recent quarterly revenue of $745.5M. His prior sales at ENVA (5 cumulative trades including this filing) have shown mixed timing, with only 0 of 3 measurable 90-day outcomes being well-timed (negative return after sale), while his cross-ticker track record shows 0.00% well-timed rate across 11 prior sells. The substantial sale magnitude and fundamental-to-price disconnect warrant attention to whether this represents conviction-driven positioning or reflects other considerations.

CFO Steven E Cunningham sold 25,733 shares at $116.50 for $2,997,894.50 across two separate transactions

CFO Steven E Cunningham executed two separate sales totaling 25,733 shares for $2,997,894.50 at a blended average price of $116.50, reducing his holdings by 15.4% from 167,206 to 141,473 shares. The transaction occurred near the 52-week high ($116.49), within 0.01 of the stock's peak. His prior sales at ENVA show a mixed timing pattern: five prior trades at this ticker generated positive 90-day returns ranging from 5.1% to 24.3%, with zero of those prior sells occurring before subsequent price declines, indicating his past sales have generally preceded gains rather than losses. The company's fundamentals remain solid with $689.9M in quarterly revenue and 22.0% annual growth, trading at a P/E of 16.51, suggesting this sale occurs within a context of operational strength rather than deterioration.

CFO Cunningham sells 29,158 shares at avg $89.53; holds 130,355 post-sale in up-market context

Steven E Cunningham, CFO of Enova International, conducted 2 separate sales totaling 29,158 shares for $2,610,396.22 on 2024-10-25 at a blended average price of $89.53. The sales reduced his holdings by 18.3% from 159,513 to 130,355 shares. This occurs in a favorable fundamental backdrop: Enova reported $689,924,000.00 in latest quarterly revenue, $43,414,000.00 in net income, and annual revenue growth of 22.0%, trading at a P/E of 12.64. At the transaction price of $89.53, the sale price was near the 52-week high of $89.87. However, Cunningham's prior trades at ENVA show a timing pattern of 0 of 5 prior sells being well-timed at the 90-day horizon, suggesting this insider's sales at this ticker have not historically preceded share price declines.

Enova CFO Cunningham sells 23,867 shares for $1.9M at $81.54 blended price; stock now at $85.72

Steven E Cunningham, CFO of Enova International, executed 3 separate sales totaling 23,867 shares for $1,946,222.00 on 2024-07-26 at a blended average price of $81.54, reducing his holdings by 15.2% to 133,471 shares. The current price of $85.72 is at the 52-week high, and the stock has appreciated 37.7% over the prior 30 days and 40.4% over 90 days. Reviewing his same-ticker history at ENVA, his prior 4 sells have not demonstrated favorable timing: 0 of 4 prior sales were well-timed at the 90-day mark (meaning the stock rose after those sales), with subsequent returns of +28.7%, +28.7%, +14.3%, and +11.3% at the 90-day mark. The company shows solid fundamentals with annual revenue growth of 22.0%, a P/E of 12.68, and net income of $53,911,000.00 on quarterly revenue of $628,436,000.00. Without a 10b5-1 plan or other scheduled trading arrangement noted in the filing, this represents a discretionary open-market sale by the CFO during a period of strong recent stock performance.