Ayoub David A.

Director Ayoub David A. bought 425 shares of PBHC at $12.83; stock now -25.7% from 52-week high at $12.97

Director Ayoub David A. purchased 425 shares of Pathfinder Bancorp at $12.83, expanding his holdings to 19,188 shares (+2.3%). The stock is currently trading at $12.97, down significantly from its 52-week high of $17.45 and down 9.0% over the past month. Examining his same-ticker history at PBHC, his 2 prior buys showed mixed results: one delivered a 20.9% 90-day return while the other returned -2.1%, indicating inconsistent timing at this specific ticker. With the company trading at a P/E of 7.81 on a $59.1M market cap, the transaction reflects continued director participation, though the stock's recent weakness and modest transaction size ($5,452.75) merit observation rather than strong conviction signals.

Director Ayoub David A. purchased 1,000 shares of PBHC at $14.95 on 2025-05-05; stock down -22.3% from 52-week high.

Director Ayoub David A. purchased 1,000 shares at $14.95, bringing his holdings to 18,763 shares. The stock is trading at $14.70, down 10.1% over 30 days and 14.9% over 90 days, and currently trades 22.3% below its 52-week high of $18.91. Notably, the company reported net income of -$4,644,000.00, indicating negative earnings. While his cross-ticker track record shows 1 prior buy with a 90-day return of +20.9%, his only prior PBHC purchase on 2024-05-07 yielded a 90-day return of +20.9%, suggesting a pattern of well-timed entry points at this company. The current buy occurs in a period of price decline and negative profitability, warranting examination of whether this represents conviction at depressed levels or routine portfolio activity.