UBFO UNITED SECURITY BANCSHARES Insider Trading

Director GILL JAGROOP purchases 55,814 shares of UBFO at $8.34; prior 5 buys at this ticker show 100% well-timed 90d returns (+9.3% to +14.5%).

GILL JAGROOP (Director) acquired 55,814 shares at $8.34 on 2025-08-07, expanding his holdings to 1,281,347 shares, a 4.6% increase. This purchase follows a consistent pattern: his 5 prior open-market buys at UBFO all generated positive 90-day returns ranging from +9.3% to +14.5%, indicating a track record of well-timed entry points at this specific ticker. The current price of $8.59 sits 16.7% below the 52-week high and -5.2% down over 90 days, positioning this buy in a recent drawdown environment. The director's demonstrated timing accuracy across all five prior UBFO purchases—coupled with sustained accumulation into weakness—may signal conviction in the company's near-term recovery, though fundamental growth (0.0% annual revenue change) and valuation (P/E 13.42) remain modest anchors.

Director ELLITHORPE G THOMPSON buys 1,948 shares of UBFO at $9.79; stock now -15.7% from 52-week high.

Director ELLITHORPE G THOMPSON purchased 1,948 shares at $9.79 on 2025-05-29, increasing holdings to 88,553 shares (+2.2% vs pre-transaction). The stock has declined to $8.69, down 15.7% from its 52-week high of $10.31 and off 3.4% in the past 30 days. His same-ticker history at UBFO shows 5 prior buys with mixed outcomes: 3 of 5 were well-timed at the 90-day mark, but 2 experienced 90-day declines (including a -4.2% return on the 2024-02-20 purchase). The current purchase occurred after recent price weakness, but absent additional disclosure, the timing signal remains ambiguous given the pattern of mixed execution at this ticker. The company trades at a 11.43 P/E with flat annual revenue growth (+0.0%), which warrants observation of post-transaction performance relative to the insider's historical same-ticker results.

Director Ellithorpe G Thompson buys 1,471 shares of UBFO at $9.79; holdings now 86,364 shares.

Thompson purchased 1,471 shares at $9.79, increasing his holdings by 1.7% to 86,364 shares post-transaction. The stock is currently trading at $9.83, unchanged from its 52-week high of $9.83, and has risen 10.2% over the past 30 days and 18.4% over 90 days. Notably, Thompson has demonstrated strong timing in his prior trades at this ticker: 3 of 4 prior buys at UBFO posted positive 90-day returns, with most recent purchases at this ticker occurring in early 2024 and mid-2023. His cross-ticker track record shows 4 prior buys with an average 90-day return of 7.8% and a 75% win rate. The company trades at a P/E of 9.64 with a market cap of $170.3M, though it has experienced -3.6% annual revenue decline. This purchase occurs amid a period of positive price momentum and aligns with the insider's historical pattern of well-timed entry points, particularly at this security.

UBFO CEO Dennis Woods buys 2,000 shares at $7.61; prior 5 trades all well-timed at 90-day mark (avg +7.7% returns)

Dennis Woods, the CEO of United Security Bancshares, purchased 2,000 shares at $7.61 on 2024-08-02, bringing his total holdings to 883,416 shares. What distinguishes this transaction is the strong pattern in his prior trading history at this ticker: all 5 of his previous purchases at UBFO were well-timed at the 90-day mark, with an average 90-day return of +7.7% across those trades. His cross-ticker track record shows a 100% win rate across 7 prior buys with an average 90-day return of +9.8%. The current stock price of $7.52 sits -13.1% from its 52-week high of $8.65, positioning this purchase in the lower portion of the recent range. This addition occurs within the context of a company trading at a P/E of 7.37 with a modest market cap of $130.3M, and recent fundamentals showing -3.6% annual revenue growth alongside a net income of $4.3M in the latest quarter.

Director Jagroop bought 140,384 shares of UBFO at $7.96 on 2024-07-24, increasing holdings by 13.0% to 1.22M shares.

Director Gill Jagroop purchased 140,384 shares at $7.96 on 2024-07-24, expanding his position by 13.0% from 1.08M to 1.22M shares. The purchase occurred near the bottom of the 52-week range ($6.78–$8.65) and the stock has since appreciated 10.7% over 30 days. However, his cross-ticker track record shows mixed outcomes (avg 90d return +3.7%, 90d win rate 28.57%), and his prior four purchases at UBFO in early June showed flat to slightly negative 30-day returns. The company trades at a modest P/E of 7.74 but faces headwinds: annual revenue declined 3.6% year-over-year and latest-quarter revenue was $706.0K against net income of $4.2M, raising questions about operational sustainability despite the small market cap of $138.0M.