SYF Synchrony Financial Insider Trading

Jonathan S Mothner sells 51,258 shares (51.3K) of SYF for $3,651,107.34 via pre-arranged 10b5-1 plan

Jonathan S Mothner executed 2 separate sales totaling 51,258 shares for $3,651,107.34 on 2026-05-15, reducing his holdings by 27.9% from 183.9K to 132.7K shares. The transaction occurred at $71.23 per share under a 10b5-1 trading plan adopted 2026-02-02, meaning the sales were scheduled and not discretionary. The stock currently trades at $69.39, down 21.8% from its 52-week high and down 11.4% over the last 30 days. Mothner's same-ticker history at SYF shows 5 prior sales, with mixed timing: the most recent November 2025 sales saw subsequent 30-day gains of 14.3% but 90-day losses of 2.0%, while earlier sales in May and November 2024 captured 90-day gains of 19.0% and losses of 1.4% respectively. Since the current sale is part of a scheduled 10b5-1 plan rather than discretionary execution, it provides minimal signal about insider conviction regarding SYF's near-term prospects.

Brian D. Doubles sells 217,554 shares (20.8% of holdings) for $14.9M under 10b5-1 plan

Brian D. Doubles executed 3 separate sales totaling 217,554 shares for $14,941,868.64 on 2026-03-02, reducing his holdings from 1,046,776 shares to 829,222 shares. The sales were conducted at prices ranging from $67.96 to $68.86, with a blended average of $68.68. This transaction is part of a pre-arranged 10b5-1 trading plan adopted on 2025-10-27, meaning the sales were scheduled and not discretionary in nature. The -20.8% reduction in holdings represents a significant proportion of his position, though the scheduled nature of the sale limits inference about current market views or timing acumen.

Wenzel sold 66,692 shares (50.9% of holdings) for $4,489,803.72 across 2 transactions on 2026-03-02 and 2026-03-03

Wenzel Brian J. Sr. executed 2 separate sales totaling 66,692 shares for $4,489,803.72, reducing holdings from 130,913 to 64,221 shares at blended average price $67.32. This represents a substantial liquidation of just over half his position. Notably, his prior trade at SYF on 2025-03-03 showed a 30d return of -8.3%, indicating some past timing acuity at this ticker, though his broader cross-ticker track record yields mixed results (avg 90d return +17.6% after sells, but only 50.00% well-timed rate). The current stock price of $68.66 is -22.4% from the 52-week high of $88.47 and down -5.5% over 30 days, suggesting the sale occurred in a downturn environment. Fundamentally, SYF trades at a low P/E of 6.58 with $1.1B net income and $23.9B market cap, though this near-peak valuation does not necessarily explain motive.

Juel Carol sold 16,859 SYF shares at $67.71 on 2026-03-02; stock now $68.66, insider retains 51,446 shares

Juel Carol sold 16,859 shares of Synchrony Financial at $67.71 on 2026-03-02, representing a 24.7% reduction in their prior holdings, netting $1,141,522.89. The stock currently trades at $68.66, and across the insider's prior five transactions at SYF, three of four measurable sales were well-timed at the 90-day mark. However, this transaction comes as the stock has declined 5.5% over 30 days and 13.2% over 90 days, placing it 22.4% below its 52-week high of $88.47. The company trades at a P/E of 6.58 with $1.1B in net income and a $23.9B market cap, suggesting a value context; the transaction scale and the insider's retention of 51,446 shares indicates a partial reduction rather than a full exit.

Casellas Alberto sold 41,514 shares of SYF at $70.60 on 2026-02-17 under 10b5-1 plan

Casellas Alberto executed a sale of 41,514 shares of Synchrony Financial at $70.60 on 2026-02-17, reducing his holdings from 98,852 shares to 57,338 shares (-42.0% of pre-transaction holdings). This transaction was part of a pre-arranged 10b5-1 trading plan adopted on 2025-10-27, meaning the sale was scheduled and non-discretionary rather than a response to current market conditions. The total transaction value was $2,930,888.40. Since the sale was executed under a pre-arranged plan established months in advance, it does not provide timing-based inference about current insider conviction regarding the stock's direction or valuation.

Juel Carol sold 44,411 SYF shares at $70.60 (Feb 2026), reducing holdings 43.0% to 58.8K shares; stock down 5.0% in 30 days.

Juel Carol executed a substantial open-market sale, disposing of 44,411 shares worth $3.1M and cutting her position by 43.0% relative to pre-transaction holdings. At the time of the sale on 2026-02-17, the transaction price of $70.60 was already trading below the current price of $72.26 and well below the 52-week high of $88.47 (-18.3%). The 30-day and 90-day patterns at SYF are mixed: her 5 prior same-ticker sales show varied outcomes, with 4 of 5 appearing well-timed at the 90-day mark (negative 90d returns), though her cross-ticker track record shows only 66.67% well-timed rate. The stock has declined 5.0% in the 30 days following this sale, consistent with her historical pattern of well-timed exits.

Schaller Bart sold 35,300 SYF shares at $70.60; reduces holdings 45.5% to 42,300 shares; stock near 52-week high

Schaller sold 35,300 shares (45.5% of pre-transaction holdings) at $70.60 on 2026-02-17, leaving him with 42,300 shares post-transaction. At the transaction price, the stock was trading well below its 52-week high of $88.47. His prior SYF sales show a strong timing pattern: 4 of 5 prior sells at this ticker were well-timed at the 90-day mark, with an average 90-day return of -3.68% (computed from the five individual 90d returns: +0.4%, -1.6%, -2.8%, -4.7%, -5.6%). The combination of a substantial reduction in holdings and a track record of well-timed sales at this specific ticker suggests the sale reflects deliberate positioning relative to Synchrony's stock-price dynamics rather than routine rebalancing. Current price of $72.26 is down 5.0% over 30 days and remains 18.3% below the 52-week high, consistent with the downward bias evident in his prior transaction outcomes at SYF.

Howse Curtis sold 52,556 shares of SYF at $72.32 on 2026-02-02 for $3.8M, reducing stake by 35.8%

Howse Curtis sold 52,556 shares at $72.32, representing a substantial 35.8% reduction in holdings from 146,752 to 94,196 shares and generating $3.8M in proceeds. The sale occurred when SYF was trading 15.0% below its 52-week high of $88.47 and has since declined a further 13.3% over the subsequent 30 days, suggesting the sale preceded a material price drop. His prior sales at SYF show mixed timing: 1 of 3 prior trades were well-timed at the 90-day mark, with the most recent sale on 2025-03-03 followed by a -8.3% 30-day return and -3.9% 90-day return, whereas his cross-ticker track record shows a 33.33% well-timed rate on sells with an average 90-day return of +11.6%. The timing pattern at this specific ticker is inconsistent, but the current sale preceded a near-term decline.

Jonathan S. Mothner sold 32,000 SYF shares for $2,329,600 on 2025-11-17 at $72.80, reducing holdings by 20.1%.

Jonathan S. Mothner executed 2 separate sales totaling 32,000 shares for $2,329,600.00 at $72.80 per share, reducing his holdings from 159,100 to 127,100 shares (a 20.1% reduction). The sale price of $72.80 is near the current price of $72.55 and well above the 52-week low of $43.81, reflecting execution close to recent market levels. Mothner's prior 4 sales at Synchrony Financial show mixed timing outcomes: his 90-day well-timed rate was 50.00% (2 of 4 prior sales preceded declines), while 2 of 4 prior sales resulted in positive 90-day returns, indicating no clear pattern of prescient timing at this ticker. The company trades at a P/E of 7.31 on net income of $1,077,000,000.00 with a market cap of $26,130,413,159.90, contextualizing the valuation relative to recent price movement.

Director Naylor sells 20,000 SYF shares in 2 transactions ($1.4M); retains 59.9K shares post-sale.

Jeffrey G. Naylor, a director at Synchrony Financial, executed 2 separate sales totaling 20,000 shares for $1,375,000.00 at prices of $67.50 on 2025-08-01 and $70.00 on 2025-08-05, with a blended average of $68.75. The sales reduced his holdings by 25.0% from 79.9K to 59.9K shares. The stock traded within a 52-week range of $43.77–$72.90 at the time of sale, and has since declined 0.2% over 30 days while rising 30.2% over 90 days, indicating broader upward momentum in the period surrounding the transaction. With the company posting $967.0M in net income and trading at a P/E of 7.93, the insider maintained a meaningful stake of 59.9K shares post-transaction, suggesting continued material exposure to the company.