FNRN FIRST NORTHERN COMMUNITY BANCORP Insider Trading

Director Servat Jean-Luc bought 1,463 shares at blended average $14.58 across 6 transactions (2/18–2/19), +73.2% increase to holdings; cluster pattern with 2 other insiders buying in past 14 days.

Servat Jean-Luc, a director at First Northern Community Bancorp, executed 6 separate purchases totaling 1,463 shares for $21,329.57 over two trading days (2026-02-18 to 2026-02-19) at a blended average price of $14.58, expanding his stake by 73.2% from 2,000 to 3,463 shares. The timing coincides with the stock trading near its 52-week high of $14.00 (current price matches the high), and the purchase prices ($14.50–$14.65 range) represent execution slightly above current levels. A concurrent cluster buy signal—2 other insiders purchased within the same 14-day window—suggests synchronized director-level confidence in the company's valuation or outlook. At a P/E of 10.45 and market cap of $220,146,976.00, the company is modestly valued, and the recent 8.9% 30-day and 9.8% 90-day price gains provide context for the timing of these purchases.

Director Hayes Barbara A bought 171 shares of FNRN at $14.70 on 2026-02-18; 2 other insiders bought within 14 days.

Hayes Barbara A, a director, purchased 171 shares at $14.70, increasing her holdings by 171 shares to 12,273 total (+1.4%). The transaction occurs within a cluster pattern: 2 other insiders also bought within the past 14 days. However, Hayes's prior trade history at FNRN shows mixed outcomes: her 3 prior buys at this ticker in 2025, 2024, and 2024 each posted negative 90-day returns (ranging from -4.9% to -12.4%), with a 0.00% win rate at the 90-day mark. Across her broader open-market activity (3 prior buys across all tickers), her average 90-day return was -6.7%. The current stock price of $14.00 is at its 52-week high; the 30-day change is +8.9% and 90-day change is +9.8%, reflecting recent momentum. The company's fundamentals show a P/E of 10.45 and market cap of $220.1M, though no near-term earnings signal is evident from the filing.

Director Bedoya purchases 893 FNRN shares at $14.49; +44.3% increase in holdings to 2,907 shares

Richard Bedoya, a Director of First Northern Community Bancorp, purchased 893 shares at $14.49, increasing his holdings by 44.3% from 2,014 to 2,907 shares. The stock was trading at $13.90 at filing, near its 52-week high of $13.90, having climbed 8.8% in the past 30 days and 10.7% over 90 days. Bedoya's prior purchase at FNRN on 2025-08-07 realized a 90-day return of +11.3%, consistent with his cross-ticker track record showing 1 prior buy with an average 90-day return of +11.3% and a 100.00% win rate. The company presents a valuation profile of P/E 10.37 with net income of $6,013,000.00 and market cap of $218,574,497.60. This purchase reflects a meaningful accumulation by a board member in a period of positive price momentum.

Director Servat Jean-Luc bought 2,000 shares across 6 transactions for $28,972.99 at FNRN on Feb 11–12, 2026

Director Servat Jean-Luc executed 6 separate purchases totaling 2,000 shares for $28,972.99, establishing an initial position in First Northern Community Bancorp at a blended average price of $14.49. The current price of $13.90 is 4.1% below the blended average, and the stock trades at the 52-week high after a 30-day appreciation of +8.8% and 90-day gain of +10.7%. The company's P/E of 10.37 and net income of $6,013,000.00 position it in the small-cap regional banking space. The multi-day timing and variety of transaction prices suggest a deliberate accumulation strategy rather than opportunistic single-point entry.

Director Bedoya Richard acquires 2,014 shares of FNRN at $11.19; first purchase establishes position

Bedoya Richard, a director, made an initial purchase of 2,014 shares at $11.19 on 2025-08-07, establishing a position in FIRST NORTHERN COMMUNITY BANCORP after holding zero shares previously. The purchase occurred near the 52-week high of $10.67 (the stock is at $10.66 currently, -0.1% from that peak), following a 30-day gain of +11.9% and 90-day gain of +13.6% in the underlying equity. With a P/E of 8.74 and net income of $3,671,000.00, the company trades at a modest valuation multiple. The initiation of a director position in a small-cap financial institution (market cap $169,471,923.14) during a period of near-peak pricing warrants monitoring to understand the director's near-term intentions, though first-time holdings provide limited historical context to assess director conviction at this ticker.

Director Hayes Barbara A purchased 249 shares of FNRN at $9.95 on 2025-02-20, valued at $2,477.55 ($2.5K)

Hayes purchased 249 shares for $2,477.55 at $9.95, adding 2.1% to her holdings of 12.4K shares. Her prior trades at FNRN both resulted in negative 90-day returns: -9.7% on the Oct 2024 buy and -5.5% on the Feb 2024 buy, with zero well-timed trades at the 90-day mark. The current share price of $9.02 is -5.2% from the 52-week high, and the stock has shown modest 30-day gains of +0.8% against a 90-day decline of -0.6%. The company's P/E of 6.54 and net income of $5.5M suggest a modestly valued position, though the outsized buy scale—just $2.5K—signals this represents routine portfolio activity rather than a high-conviction accumulation. Hayes's broader track record shows her cross-ticker buys have averaged -10.9% returns over 30 days and -7.6% over 90 days with a 0.00% win rate, creating a headwind of poor timing precedent for this purchase.

FNRN Director Hayes purchases 284 shares at $10.00; prior buy at this ticker showed -12.4% 30d, -5.5% 90d loss.

Hayes Barbara A, a director of First Northern Community Bancorp, purchased 284 shares at $10.00 on 2024-10-19 for $2,840.00, increasing her holdings from 11,818 to 12,102 shares. This represents a modest +2.4% increase in her position. Hayes has one prior recorded open-market transaction at FNRN (a buy on 2024-02-16) which resulted in 30-day and 90-day losses of -12.4% and -5.5% respectively, indicating that timing of her prior purchase did not precede stock appreciation. The current price of $9.07 sits near the 52-week high of $9.52 (down 4.7%), while the company trades at a low P/E of 6.57 with $5.5M in net income, suggesting modest valuation context. The transaction's magnitude ($2.8K value) is routine, and without scheduled-transaction disclosures or additional context, the pattern of prior negative post-purchase returns warrants attention to whether this purchase aligns with or diverges from her prior execution outcomes.