FISI FINANCIAL INSTITUTIONS INC Insider Trading

CFO William Jack II buys 660 FISI shares at $30.12; stock down 13.7% from 52-week high, 30-day change -12.0%

Plants' CFO purchased 660 shares at $30.12, increasing his holdings by 12.0% from 5,499 to 6,159 shares, while FISI trades 13.7% below its 52-week high and down 12.0% over the prior 30 days. His cross-ticker track record shows 4 prior buys with a 100.00% 90-day win rate and average 90-day return of +14.0%, and his prior trades at FISI (4 buys across 2023–2024) demonstrated 100% well-timed execution at the 90-day mark, ranging from +4.0% to +17.5%. The convergence of recent price weakness, a meaningful portfolio addition by the CFO, and a demonstrated pattern of accurate 90-day timing on this specific ticker merits investor monitoring, though the current price of $30.32 remains modestly above the transaction price and the P/E of 6.72 reflects a relatively low valuation relative to net income of $20,477,000.00.

FISI Chief Legal Officer Samuel J Burruano Jr buys 2,000 shares at $25.00 ($50.0K) as stock hits 52-week high.

Samuel J Burruano Jr, Chief Legal Officer of Financial Institutions Inc, purchased 2,000 shares at $25.00 on 2024-12-13, increasing his holdings by 19.6% to 12,206 shares. The transaction occurred as FISI's stock reached its 52-week high of $28.92 (current price, +0.0% from peak), following a 30-day gain of +7.8% and 90-day gain of +10.9%. His prior buy at this ticker in May 2023 was well-timed with a 90-day return of +20.0%, establishing a pattern of accurate entry timing at FISI. A cluster pattern is present: 14 other insiders also bought within the past 14 days, suggesting coordinated conviction at the company level. At a P/E of 8.79 and market cap of $447.5M, the stock appears modestly valued relative to its recent strength.

Chief Comm Banking Officer Kevin B Quinn buys 400 shares of FISI at $25.00; 14 other insiders bought in past 14 days

Kevin B Quinn, Chief Comm Banking Officer, purchased 400 shares of FINANCIAL INSTITUTIONS INC (FISI) at $25.00 on 2024-12-13, increasing his holdings from 3,305 to 3,705 shares (+12.1%). The transaction occurred as FISI traded near its 52-week high of $28.92 (+0.0% from peak), having gained 7.8% over 30 days and 10.9% over 90 days. Most significantly, this buy is part of a cluster pattern in which 14 other insiders also purchased shares within the past 14 days, suggesting coordinated insider confidence at a time when the stock has already appreciated substantially. With a P/E of 8.79 and net income of $13,466,000.00, the company shows modest valuation metrics that may underpin the multi-insider accumulation activity.

CFO William Jack II buys 2,800 shares of FISI at $25.00 (+131.0% increase to holdings); prior same-ticker buys all well-timed; 14-insider cluster buy in past 14 days.

William Jack II, Chief Financial Officer of Financial Institutions Inc, purchased 2,800 shares at $25.00 on 2024-12-13, increasing his holdings from 2,137 shares to 4,937 shares (a +131.0% increase). His prior three purchases at FISI on 2023-05-03 all generated positive 90-day returns (17.3%, 17.4%, 17.5%), marking a 100% well-timed track record at this ticker. Notably, this buy coincides with a 14-insider cluster purchase pattern over the past 14 days, and the stock currently trades at $28.92 near its 52-week high of $28.92. The company carries a P/E of 8.79 and net income of $13,466,000.00. Multiple simultaneous insider purchases by senior management, combined with the CFO's consistent success timing earlier purchases at the same company, constitute a material signal warranting investor attention.

CHRO Collins Laurie R buys 2,000 shares of FISI at $25.00; 14 other insiders bought within 14 days—cluster buy signal.

Collins Laurie R, Chief Human Resources Officer, purchased 2,000 shares at $25.00 on 2024-12-13, increasing holdings by +73.6% from 2,719 to 4,719 shares. This buy coincides with a cluster pattern in which 14 other insiders also bought within the past 14 days, suggesting coordinated conviction across the leadership team. The stock is trading at $28.92, near its 52-week high and up 7.8% over 30 days and 10.9% over 90 days, indicating recent strength. At a P/E of 8.79 and market cap of $447.5M, the company carries a valuation that investors should evaluate in context of the cluster activity and recent momentum.

CRO Gary Pacos buys 2,000 shares of FISI at $25.00; 14 other insiders bought within 14 days

Chief Risk Officer Gary Pacos purchased 2,000 shares at $25.00 on 2024-12-13, establishing an initial position in FINANCIAL INSTITUTIONS INC. This transaction occurs within a cluster pattern in which 14 other insiders also bought within the past 14 days, suggesting coordinated accumulation across the executive team. The stock has risen 7.8% over 30 days and 10.9% over 90 days, currently trading at $28.92, near its 52-week high. With a P/E of 8.79 and net income of $13.5M, the fundamentals present a valuation backdrop that multiple insiders are acting upon simultaneously.

Sandra L Byers purchases 800 shares of FISI at $25.00; 14 other insiders also bought within 14 days

Sandra L Byers purchased 800 shares at $25.00 on 2024-12-13, representing her first position in FISI. This transaction occurred as part of a broader cluster pattern: 14 other insiders also bought within the past 14 days. The stock is trading at $28.92, at the top of its 52-week range ($16.34–$28.92), and has appreciated 10.9% over the past 90 days. The company's valuation metrics—P/E of 8.79 and net income of $13,466,000.00—suggest a modestly valued position. The clustering of multiple insider purchases during a period of recent upward price momentum warrants close observation of the motivations and timing behind this coordinated activity.

Director Susan R Holliday bought 2,000 shares of FISI at $25.00 (Dec 13); 14-insider cluster buy in 30% uptrend

Director Holliday purchased 2,000 shares at $25.00 on 2024-12-13, expanding her holdings by 5.4% to 39,035 shares total. The transaction occurs within an active 14-insider cluster buy pattern, and arrives as the stock trades at $28.92—at its 52-week high following a +10.9% 90-day rally. Holliday's prior two purchases at this ticker (May 2023) both posted strong 90-day returns (+21.0% and +21.8%), and her cross-ticker buy history shows a 100% 90-day win rate with an average 90-day return of 21.4%. The company's fundamentals remain modestly valued (P/E 8.79, net income $13,466,000.00) relative to current market price, providing a substantive foundation alongside the accumulation signal.

Director VanGelder Kim E buys 600 FISI shares at $25.00; 14 other insiders bought within 14 days (cluster pattern).

Director VanGelder Kim E purchased 600 shares of Financial Institutions Inc at $25.00 on 2024-12-13, increasing her holdings by 2.2% from 27,113 to 27,713 shares. This transaction is part of a broader cluster pattern, with 14 other insiders also purchasing shares within the past 14 days. The stock is currently trading at $28.92, representing a 15.7% premium to the purchase price and near its 52-week high of $28.92. The company trades at a P/E of 8.79 with a market cap of $447,517,160.88, and the concurrent cluster buying by multiple insiders across a 14-day window suggests alignment on company valuation or outlook among the management group.

Director DORN ANDREW W JR bought 2,000 shares of FISI at $25.00 on 2024-12-13; stock now at $28.92 as part of 14-insider cluster buy pattern.

DORN ANDREW W JR purchased 2,000 shares at $25.00, increasing his holdings to 36,423 shares. The transaction is part of a broader cluster buy pattern with 14 other insiders purchasing within the past 14 days, signaling coordinated confidence at this price level. His cross-ticker track record shows 1 prior buy with a 90-day return of +17.1%, and his prior transaction at FISI (on 2023-05-03) also achieved a 90-day return of +17.1%, demonstrating consistent positive outcomes after his buys at this ticker. The company's fundamentals show a P/E of 8.79 with net income of $13,466,000.00, and the stock has appreciated 7.8% over the past 30 days and 10.9% over 90 days, now trading at $28.92 versus the 52-week high of $28.92.