EXFY Expensify, Inc. Insider Trading

10% owner McLaughlin buys 2,263,444 shares in 5 tranches for $2,134,308.83 (blended avg $0.94) as stock trades at $0.77, down 77.9% from 52-week high.

Steven J. McLaughlin, a 10% owner, executed 5 separate purchases totaling 2,263,444 shares for $2,134,308.83 between March 3–11, 2026, increasing his holdings from 9,939,949 to 12,203,393 shares (+22.8%). The purchases occurred at prices ($0.84–$1.02) well above the current market price of $0.77, which stands 77.9% below the 52-week high and has declined 39.8% over the prior 30 days. Expensify reported a latest quarterly revenue of $35,065,000.00 with a net loss of $-2,315,000.00, and the company was unprofitable over its most recent full fiscal year. Notably, McLaughlin's 5 prior purchases at EXFY were all well-timed at the 90-day mark, with positive subsequent returns ranging from +4.1% to +51.0%, establishing a consistent pattern of favorable entry timing at this ticker. However, the current transaction's prices already sit below market and the stock continues to face downward pressure, presenting a distinct risk profile compared to his prior buy-in windows at EXFY.

Director Christen Timothy L buys 40,000 shares of EXFY at $1.43; stock down 64.7% from 52-week high of $4.02.

Christen Timothy L purchased 40,000 shares at $1.43, increasing his holdings by 16.0% to 289,754 shares, a material addition to his position. The stock is trading at $1.42 (current), down 64.7% from its 52-week high of $4.02, and has declined 17.0% over the last 30 days and 21.1% over 90 days. At the same ticker (EXFY), the director's prior buy on 2024-05-30 produced a 90-day return of +36.6%, while his earlier buy on 2023-11-13 returned -17.8% at the 90-day mark, showing mixed timing outcomes. Expensify's fundamentals remain challenged: the company posted quarterly revenue of $35,065,000 but a net loss of $-2,315,000, with annual revenue declining 7.6% year-over-year and negative full-year net income, leaving the stock in a depressed valuation environment that may constrain recovery.

EXFY CEO David Barrett sells 161,124 shares for $616,488.24 in 5 transactions; stock up 35.2% in 30d but CEO trimmed 6.7% of holdings

David Barrett, CEO of Expensify, executed 5 separate sales totaling 161,124 shares for $616,488.24 between December 16–18, 2024, at an average price of $3.83 per share, reducing his holdings from 2.39M to 2.23M shares. The stock has rallied 35.2% over the past 30 days and 59.7% over 90 days, trading at $3.61 today—10.2% below its 52-week high of $4.02. His prior sales at EXFY show a 4-of-5 pattern of well-timed exits (negative 90d returns following the trade), suggesting his historical decisions to sell have preceded stock declines. However, the company remains unprofitable (FY net income was negative), revenue contracted 11.1% year-over-year, and recent quarterly revenue stands at $35.4M against a net loss of $2.2M. The timing relative to the stock's current strong momentum and his historical track record of avoiding downturns warrant monitoring of subsequent quarterly results and price action.

CEO David Michael Barrett sold 645.9K shares (20.1% of holdings) at $2.34 on 2024-08-28; stock down 48.3% from 52-week high.

CEO David Michael Barrett executed a substantial sale of 645,938 shares representing 20.1% of his pre-transaction holdings, reducing his stake from 3,213,031 to 2,567,093 shares. The sale occurred at $2.34, now trading at $2.32 (current), down 48.3% from the 52-week high of $4.49. Importantly, Barrett's prior five trades at EXFY show a 100% success rate on the 90-day metric—each preceding sale was followed by declines ranging from -11.2% to -31.2% over 90 days. His cross-ticker track record across 16 prior sells reflects a 100% well-timed rate with average 90-day returns of -23.1%, indicating consistent execution. The company context is a material headwind: EXFY posted negative net income of $-2.8M in the latest quarter and annual revenue declined 11.1% year-over-year, while the stock has recovered +25.4% over the last 30 days and +53.6% over 90 days—potentially setting up another test of Barrett's historical timing accuracy.

10% owner McLaughlin buys 123,217 EXFY shares at $1.45; stock now $1.91 (+32.6% in 30d), down -76.6% from $8.16 high; company unprofitable.

Steven J. McLaughlin, a 10% owner, purchased 123,217 shares at $1.45 on 2024-07-08 for $178,664.65, increasing his holdings from 9.82M to 9.94M shares. This acquisition occurred after five consecutive daily buys at EXFY between 2024-06-24 and 2024-06-28, suggesting sustained engagement during a period of price depression. The stock has recovered 32.6% over 30 days and 29.9% over 90 days from the transaction date, trading at $1.91 versus a 52-week high of $8.16 (-76.6%). However, Expensify's fundamentals show deterioration: the company reported a net loss of $3,781,000 on revenue of $33,535,000 in the latest quarter, with annual revenue declining 11.1% year-over-year and negative full-year net income. McLaughlin's cross-ticker buy track record shows modest positive short-term returns (avg 30d +10.6%) but weak longer-term success (avg 90d -4.7%, 25% 90-day win rate), providing limited precedent for assessing his timing acumen at this specific ticker.

10% owner McLaughlin buys 24,529 shares at $1.45 amid 5 consecutive daily buys; stock -81.6% from 52w high, company losing money

McLaughlin, a 10% owner, purchased 24,529 shares at $1.45 on 2024-06-28, extending a pattern of five consecutive daily purchases (2024-06-21 through 2024-06-28). The stock is currently down 81.6% from its 52-week high of $8.16 and trades at $1.50, a 30-day decline of 0.7%. Fundamentally, Expensify reported revenue of $33,535,000.00 and net income of $-3,781,000.00 (unprofitable over the full fiscal year) with annual revenue declining 11.1%. Across his cross-ticker track record, McLaughlin's 20 prior open-market buys returned an average of +9.7% in 30 days but -9.9% in 90 days with a 20.00% win rate at the 90-day mark. His five most recent trades at EXFY are too recent to measure return outcomes, preventing assessment of timing consistency at this ticker.

10% owner McLaughlin buys 88,839 shares in 2 transactions at $1.45 (6/26-6/27); stock down 81.7% from 52-week high, company unprofitable

Steven J. McLaughlin, a 10% owner, purchased 88,839 shares across 2 separate transactions totaling $128,816.55 at $1.45 per share on June 26–27, 2024. The timing is notable: the stock trades at $1.49, down 81.7% from its 52-week high of $8.16 and declined 9.7% over the prior 30 days and 19.0% over 90 days. Fundamentally, Expensify reported quarterly revenue of $33,535,000.00 with net income of $-3,781,000.00, and the company remains unprofitable on a full-year basis with annual revenue declining 11.1% year-over-year. McLaughlin's cross-ticker track record shows a 16.67% win rate on buys over 90 days (average 90d return: -15.7%), and his prior 5 purchases at EXFY all occurred within a narrow 8-day window (June 20–28, 2024), with measurable outcomes not yet available. The purchases increase his holdings by 88,839 shares (+0.9%), maintaining substantial majority control at 9,792,203 shares post-transaction.

10% owner McLaughlin buys 13,893 shares at $1.44–$1.45 as stock down 82.2% from 52-week high amid unprofitable operations

Steven J. McLaughlin, a 10% owner, made 2 separate purchases totaling 13,893 shares for $20,072.77 at prices of $1.44 and $1.45 on consecutive dates in late June 2024. The timing occurs within a context of significant distress: Expensify's stock has fallen 82.2% from its 52-week high of $8.16 and 21.2% over the prior 90 days, while the company posted a net loss of $3,781,000 on revenue of $33,535,000 and faces an 11.1% annual revenue decline. McLaughlin's cross-ticker buy track record shows only a 12.50% win rate at the 90-day mark with an average 90-day return of -24.2%, and his prior four trades at EXFY (dating back to late April) have all posted negative 30-day returns measured at the time of filing. The purchase represents a modest 0.1% increment to his existing 9.70M-share position, and current price remains at $1.45, matching his final transaction price.

10% owner McLaughlin buys 131,192 shares (131.2K) at avg $1.38 despite stock down -81.5% from 52-week high, as company reports -$3.8M net loss

Steven J. McLaughlin, a 10% owner, executed 2 separate purchases totaling 131,192 shares for $181,394.67 at blended average price $1.38 across June 20-21, 2024. The stock currently trades at $1.51, down -81.5% from its 52-week high of $8.17, and the company reported a net loss of $-3,781,000.00 on revenue of $33,535,000.00 in its latest quarter with annual revenue declining -11.1%. At the same ticker, McLaughlin's prior 4 measurable buys showed mixed outcomes: gains of +5.8% and +6.9% at the 30-day mark on earlier April trades, offset by losses of -3.8% and -5.6% on subsequent April and May trades. His cross-ticker track record across 20 prior buys shows a 10.00% win rate at 90 days with average 90-day return of -29.5%, establishing a pattern of adverse long-term outcomes from his open-market purchases. The timing and context of this incremental 1.4% addition to his 9.69M-share position warrant observation given the company's unprofitable status and the negative directional momentum evident in both his personal trading history and the stock's recent price action.