CTBI COMMUNITY TRUST BANCORP INC /KY/ Insider Trading

EVP Sparkman buys 84 CTBI shares at $58.50; 5 of 5 prior CTBI trades well-timed with positive 90d returns

Ricky D. Sparkman, Executive Vice President of Community Trust Bancorp, purchased 84 shares at $58.50 on 2026-03-13, entering a position from zero shares. At the current price of $59.11, the stock is -9.7% from its 52-week high and down 7.0% over 30 days. Notably, Sparkman's entire prior trading history at CTBI—all 5 buy transactions—achieved positive 90-day returns, with outcomes ranging from +2.2% to +31.0%; this consistent pattern of well-timed entries at the 90-day horizon stands out against his cross-ticker track record (50.00% win rate, avg 90d return +2.1%). The company trades at a P/E of 9.88 with net income of $23,911,000.00 and a market cap of $1,072,892,073.81. The timing alignment with his prior 5 transactions at this ticker—all of which eventually posted positive 90-day results—warrants attention to whether this purchase reflects similar signal-reading at the same venue.

Director Minnifield Franky bought 2,000 shares of CTBI at $51.01; post-transaction holdings 17.1K shares (+13.2%)

Director Minnifield Franky purchased 2,000 shares at $51.01 on 2025-06-02, increasing his CTBI stake by 13.2% to 17,098 shares. His prior transaction history at CTBI shows a strong timing pattern: 4 of 5 prior trades resulted in positive 90-day returns, with prior buys on 2023-11-02 and 2024-03-15 each posting 90-day gains of 8.5%–9.2% and 5.1%, respectively. His broader cross-ticker track record demonstrates an 85% 90-day win rate with an average 90-day return of 16.8% across 20 prior buys. The current price of $50.72 is 0.5% above the 30-day baseline and sits within the 52-week range, while the company trades at a P/E of 10.68 on $22.0M net income. The continued accumulation, combined with his demonstrated ability to identify entry points that subsequently appreciate over 90 days at this ticker, warrants investor monitoring of near-term price action.

EVP Jones sold 11,059 shares for $546,389.76 totaling 100% of prior holdings after large buy-then-sell pair on 2024-07-22.

David Andrew Jones, EVP at Community Trust Bancorp, executed 6 separate transactions totaling 4 purchases of 10,033 shares for $324,130.67 and 2 sales of 11,059 shares for $546,389.76, leaving zero post-transaction holdings after owning 1,025 shares at filing start. The two most significant trades occurred on 2024-07-22: a purchase of 10,000 shares at $32.27 ($322,700.00) immediately followed by a sale of 10,000 shares at $49.24, capturing a spread of approximately $17 per share. Prior trades at CTBI show a 100% win rate at the 90-day mark across 5 transactions, but the contemporaneous buy-then-sell on the same day at vastly different prices (buy at $32.27, sell at $49.24) and complete exit of all remaining holdings signals a material shift in position. The stock has risen 23.5% over the prior 30 days and trades at $50.67, near its 52-week high of $50.67, suggesting the executive's execution to fully divest occurred near the peak of the recent rally.

EVP Waters buys 10,000 shares at $32.27, sells 7,246 at $48.61–$48.82 same day; net +2,754 shares.

Andy D Waters, Executive Vice President at Community Trust Bancorp, executed a complex same-day transaction on 2024-07-19: a single purchase of 10,000 shares at $32.27 ($322,700.00) paired with 29 separate sales totaling 7,246 shares at prices ranging from $48.61 to $48.82 ($353,172.37). The net result is an accumulation of 2,754 shares, raising his holdings from 1,401 to 4,155 shares (+196.6% vs pre-transaction holdings). The spread between purchase price ($32.27) and sale prices (average ~$48.70) suggests the sales executed previously-held shares at a 50%+ premium to the buy price, while the buy itself at the stock's 52-week low ($33.85–$49.94 range) occurred after a +21.8% 30-day and +16.3% 90-day price run-up. Waters' cross-ticker track record shows 4 prior buys with a 100% 90-day win rate and +2.6% average 90-day return; his prior CTBI trades in January 2024 (4 buys) similarly achieved positive 90-day returns (+2.2% to +3.0%). The transaction signal is ambiguous: the buy at elevated valuation follows strong momentum, while the contemporaneous sale pattern liquidates appreciated holdings, resulting in net accumulation at a significantly discounted entry point relative to the exit prices achieved.