CIA CITIZENS, INC. Insider Trading

President & CEO Jon Stenberg bought 10,000 shares at $4.82 on 2026-05-21; 5 of 5 prior CIA buys well-timed at 90-day mark.

Jon Stenberg, President & CEO of CITIZENS, INC. (CIA), purchased 10,000 shares at $4.82, increasing his holdings to 327,574 shares. This buy occurs within a consistent pattern: his 5 prior purchases at CIA were all well-timed at the 90-day mark, with outcomes ranging from 90-day returns of +2.8% to +62.8%. His cross-ticker track record shows 20 prior buys with a 80.00% 90-day win rate and average 90-day return of +34.8%, suggesting disciplined execution across holdings. The stock is currently trading at $5.22, down 18.4% from its 52-week high of $6.40 and down 8.6% over 30 days, yet Stenberg's accumulation at $4.82 extends a pattern of purchases made ahead of periods when the stock subsequently recovered or advanced significantly. The company's fundamentals show $59.7M quarterly revenue, $2.3M net income, annual revenue growth of +4.3%, and a 14.11 P/E ratio, providing operational context for the CEO's persistent accumulation stance.

Director Cynthia H. Davis purchases initial 100 shares of CIA at $4.52; stock now at $5.66

Director Cynthia H. Davis initiated a position in Citizens, Inc. by purchasing 100 shares at $4.52 on 2026-03-25, establishing her first shareholding in the company. The purchase price of $4.52 sits within the 52-week range of $3.30–$6.21 and represents a price point 8.9% below the current 52-week high of $6.21. The transaction timing follows a 30-day appreciation of +22.2% and a 90-day rise of +7.2%, occurring as the stock has recovered from lower levels. With a market capitalization of $284.7M, quarterly revenue of $62.8M, and a P/E ratio of 26.95, the company maintains profitability (net income $2.4M) and positive growth trajectory (annual revenue growth +4.3%), providing context for a new director entry into share ownership.

CEO Stenberg buys 50,000 CIA shares at $4.70; largest holding increase (+19.4%) follows strong 90-day record at ticker

Stenberg Jon, President & CEO of Citizens, Inc., purchased 50,000 shares at $4.70 on 2026-03-30, increasing his holdings from 257.6K to 307.6K shares (+19.4%). This represents a material open-market acquisition by the company's top executive. At the same ticker, his prior 4 completed trades showed 3 of 4 were well-timed at the 90-day mark, with average 90-day returns of +47.9% across those three successes; his cross-ticker track record across 20 buys shows a 78.95% 90-day win rate with +40.1% average 90-day return. The stock currently trades at $5.03, down 7.2% over 30 days but up 4.1% over 90 days, and remains 19.0% below its 52-week high of $6.21, suggesting potential valuation opportunity relative to recent peaks. The purchase occurred just 13 days after a prior buy on 2026-03-17, indicating sustained conviction despite near-term price pressure.

CEO Stenberg bought 10,000 CIA shares at $4.81; stock down 25.4% in 30 days, but his 5 prior CIA trades show 3 of 5 well-timed at 90d mark.

Jon Stenberg, President & CEO, purchased 10,000 shares at $4.81 on 2026-03-17, increasing his holdings by 10,000 shares to 208,930 shares total. The acquisition occurs as CIA trades at $4.63, down 25.4% over the past 30 days and 25.4% below the 52-week high of $6.21. Stenberg's prior transaction history at CIA shows mixed timing outcomes: of his 5 previous trades at this ticker, 3 exhibited positive 90-day returns (well-timed buys where the stock subsequently rose), while 2 did not. His cross-ticker track record across 20 prior open-market buys shows a 80.00% 90-day win rate and an average 90-day return of 42.6%, suggesting consistent execution across holdings, though this does not guarantee similar results at CIA specifically. The current purchase at a depressed price level relative to recent highs merits observation of whether this transaction aligns with his prior success pattern at this ticker.

CEO Jon Stenberg buys 19,914 shares of CIA at $3.33; stock down 42.0% from 52-week high, net loss of $1.6M latest quarter

Jon Stenberg, President & CEO, purchased 19,914 shares at $3.33 on 2025-06-17, increasing his holdings by 11.1% to 198,930 shares. The purchase occurs as CIA trades 42.0% below its 52-week high of $5.86 and has declined 35.4% over 90 days. The company reported a net loss of $1.6M in the latest quarter despite $55.7M in revenue, and Stenberg's cross-ticker track record shows a 100% win rate on his 20 prior open-market buys with average 90-day returns of +59.5%. However, at CIA specifically, his 5 prior trades show mixed near-term results, with 30-day returns ranging from -3.5% to -5.5% on the three measurable trades, and the stock remains under pressure since this purchase was made.

CEO Stenberg buys 34,850 shares at $3.71 avg; stock down 38.7% from high; recent prior buys at CIA underwater 30d.

Jon Stenberg, President & CEO of Citizens, Inc., made 2 separate purchases totaling 34,850 shares for $129,268.00 on 2025-05-29, raising his holdings to 129,213 shares (+36.9%). The 30-day return on his recent CIA buys (2025-04-07 and 2025-04-08) ranges from -5.5% to +4.4%, showing mixed outcomes at this specific ticker, whereas his cross-ticker track record shows an average 30-day return of +19.8% across 19 prior open-market buys. The current price of $3.59 sits -38.7% from the 52-week high, and the stock is down 14.9% over 30 days and 21.1% over 90 days, placing this purchase near a relative trough. However, Citizens' latest quarter shows net income of -$1.6M against revenue of $55.7M, with only +1.8% annual revenue growth, indicating operational headwinds that may explain the depressed valuation. The timing and volume of this purchase warrant observation against near-term operational trends and the company's ability to return to profitability.

CLO Kinlaw acquires 2,500 shares of CIA at $3.59 (post-transaction: 69.3K shares); stock down 35.8% from 52-week high.

Sheryl L Kinlaw, Chief Legal Officer, purchased 2,500 shares of Citizens, Inc. at $3.59 on 2025-05-28, increasing her holdings from 66,789 shares to 69,289 shares. The transaction occurred at a price materially below the current market price of $3.76, and the stock is trading at -35.8% from its 52-week high of $5.86. The company is reporting net income of -$1,623,000 in the latest quarter despite revenues of $55,652,000, indicating operational challenges. As a C-suite executive, the purchase represents insider belief in the company, though the stock's recent momentum is weak with 90-day decline of -21.8%, and the high P/E ratio of 22.12 relative to negative earnings warrants investor scrutiny of the company's profitability trajectory.

CEO Stenberg bought 10,000 CIA shares at $4.20 on 2025-04-08; post-transaction holdings 149,016 shares (+7.2%)

Stenberg Jon, President & CEO of Citizens, Inc., purchased 10,000 shares at $4.20 on 2025-04-08, increasing his holdings from 139,016 to 149,016 shares—a 7.2% increase in his position. The current stock price of $4.12 is -29.7% from the 52-week high of $5.86 and down 5.7% over the past 30 days, placing the buy during a period of recent downward price momentum. His cross-ticker track record shows an exceptional 100% win rate on buys with an average 90-day return of +60.5%, and at Citizens Inc. specifically, his 2 prior measurable same-ticker buys (on 2024-09-16 and 2024-09-09) both delivered positive 90-day returns of +38.5% and +43.8% respectively. This buy follows three other acquisitions of the same stock on 2025-04-07, indicating concentrated accumulation activity within a narrow timeframe. Investors should note the concentration of recent purchases at depressed pricing relative to the 52-week range, paired with a demonstrated historical pattern of favorable long-term outcomes on this specific ticker.

CEO Stenberg purchased 106,340 shares ($413.3K) in 3 tranches on Apr 7; holdings surge 590% to 124.4K shares. Prior CIA buys 4-for-4 well-timed at 90d.

Jon Stenberg, President & CEO of Citizens, Inc., executed 3 separate purchases totaling 106,340 shares for $413,250.20 at an average price of $3.89 on April 7, 2025, increasing his holdings from 18,023 shares to 124,363 shares—a 590.0% net change. His cross-ticker track record shows 16 prior open-market buys with an average 90-day return of +60.5% and a 100.00% 90-day win rate. At Citizens, Inc. specifically, his prior 4 measured buy transactions (September 2024) were all well-timed at the 90-day mark, with 90-day returns ranging from +38.5% to +51.5%. The current stock price of $4.34 sits -25.9% from its 52-week high of $5.86, though it has risen +3.1% over the past 30 days and +2.8% over 90 days. This large discrete purchase by the CEO—a 590% expansion of his stake—follows a consistent pattern of successful timing decisions at this ticker and warrants investor attention given the scale of the commitment and the historical track record of his selections.

CEO Jon Stenberg bought 11,934 shares of CIA at $2.99 on 2024-09-16, part of 5 rapid purchases in 12 days.

Jon Stenberg, President & CEO, purchased 11,934 shares at $2.99, expanding his holdings from 77,530 to 89,464 shares (a +15.4% increase). This transaction is the fifth open-market buy at CIA within a 12-day window (2024-09-04 through 2024-09-16), suggesting a deliberate accumulation phase at the helm of the company. The stock currently trades at $3.06, only 1.3% above the transaction price, and remains 16.4% below its 52-week high of $3.66, placing the purchase in a depressed valuation window. The company carries an attractive P/E of 6.95 with $62.1M quarterly revenue and $4.0M net income; however, annual revenue growth of only +3.5% presents modest organic momentum. The clustering of five purchases by the CEO in rapid succession warrants attention to whether this reflects a personal conviction play or a scheduled accumulation program not disclosed in this filing.