CCB COASTAL FINANCIAL CORP Insider Trading

CEO Sprink Eric M sold 12,402 shares at $114.27–$116.01 for $1.4M; remains at 159.1K shares but continues pattern of 5 consecutive sales within 16 days

CEO Eric M. Sprink executed 2 separate sales totaling 12,402 shares for $1,424,143.50 on 2026-01-21 and 2026-01-22, at blended average price of $114.83, which exceeds the current price of $111.34 by approximately 3.14%. This transaction represents a -7.2% reduction from his pre-transaction holdings of 171,528 shares. Notably, this filing is the third in a 5-trade cluster within 16 days (2026-01-05 through 2026-01-21), all sales at CCB; prior same-ticker outcomes remain unmeasurable at the 90-day horizon, so no pattern of timing accuracy or inaccuracy is yet established at this ticker. His cross-ticker track record shows 20 prior sells with an average 90-day return of +31.2% (meaning stocks rose after his sales), indicating a 7.14% well-timed rate overall—a below-average timing record suggesting these sales lack a strong historical precedent for forward-looking accuracy. The rapid succession of sales deserves investor attention given the concentration of disposals within a compressed window.

CEO Eric M Sprink sells 7,356 shares at $114.36 avg; holds 171,528 shares post-sale (-4.1%)

Eric M Sprink, CEO of Coastal Financial Corp, executed 2 separate sales totaling 7,356 shares for $841,249.74 on consecutive business days (Jan 15–16, 2026) at prices near the stock's 52-week high of $118.97. His holdings decline from 178,884 to 171,528 shares, representing a 4.1% reduction. The timing is near peak valuation: the current price of $113.04 is 5.0% below the 52-week high, and the stock has appreciated 10.8% over the last 90 days. Across his cross-ticker track record, Sprink's prior 20 sales averaged positive 30- and 90-day returns (+12.3% and +35.5%), with a 90-day well-timed rate of 6.25%—a pattern suggesting his recent sales have been poorly timed relative to subsequent stock performance. At CCB specifically, his most recent measurable prior sale (2025-09-18) registered a -1.0% 90-day return, indicating it did precede a decline, though the sample is small. The P/E of 35.77 sits above typical market averages, and the filing provides no disclosed schedule or plan context, meaning these sales appear discretionary rather than formula-driven.

CEO Eric M Sprink sells 11,000 shares of CCB in 2 transactions for $1,283,593.60, reducing stake 5.7% near 52-week high

CEO Eric M Sprink executed 2 separate sales totaling 11,000 shares for $1,283,593.60 on 2026-01-06 and 2026-01-07 at blended average price $116.69, with the stock currently at $117.79 and within 0.2% of its 52-week high. His prior CCB trades show 1 of 3 prior sells were well-timed at the 90-day mark: the September 2025 sales yielded 90-day returns of -1.0%, -4.3%, and +7.1%, suggesting inconsistent timing outcomes at this specific ticker. His broader cross-ticker record shows 20 prior sells with a 90d well-timed rate of 5.56% and average 90d return of +38.5%, indicating his historical sales have frequently preceded stock appreciation rather than declines. Post-transaction, he retains 182,884 shares (182.9K shares), maintaining substantial exposure to the company.

CEO Sprink Eric M sold 17,127 shares at $114.35 avg on Jan 2–5 for $1,958,494.10; retains 193,884 shares.

Eric M Sprink (CEO) executed 2 separate sales totaling 17,127 shares for $1,958,494.10 between January 2 and 5, 2026, at prices near the 52-week high of $118.08, reducing his stake by 8.1%. His cross-ticker track record shows 20 prior open-market sells with an average 90-day return of +40.3% and a well-timed rate of 5.00%, indicating his sales historically have been poorly-timed relative to subsequent stock performance. At CCB specifically, his prior 5 sales have been even less well-timed: only 1 of 5 generated a negative 90-day return. Current stock price is $115.11, just 2.5% below the 52-week high, and the 30-day and 90-day momentum are positive (+1.6% and +6.2%). The P/E of 36.43 and recent sale prices near the yearly peak offer no clear signal of undervaluation. While the transaction size and timing near resistance levels merit monitoring, the insider retains substantial ownership (193,884 shares) and the filing provides no external context suggesting material corporate concern.

CFO Joel Edwards sells 9,425 shares of CCB for $1.1M on 2025-09-18; post-transaction holdings down to 12.8K shares (-42.5%)

CFO Joel Edwards sold 9,425 shares at $114.67, reducing his holdings by 42.5% from 22,187 to 12,762 shares. This represents a substantial liquidation of equity stake in a company with a P/E of 36.06 and $1.7B market cap. The sale follows an unusually heavy trading pattern at CCB with 5 prior sales in the preceding week (2025-09-11 through 2025-09-17), all outcomes currently unmeasurable. Cross-ticker track record shows his prior sells averaged +14.2% 90-day returns, indicating below-average timing discipline historically (well-timed rate 0.00%), though the current stock price of $113.60 remains near the 52-week high of $115.88 and is up 32.0% over 90 days.

CEO Sprink Eric M sells 10,683 shares of CCB at $114.65; stock up +9.4% in 30 days, +32.0% in 90 days on strong momentum.

CEO Eric M Sprink sold 10,683 shares (10.7K shares) at $114.65 on 2025-09-18, reducing his CCB holdings by 4.8% while the stock is trading near its 52-week high of $115.88. The stock has performed strongly, rising 9.4% over the prior 30 days and 32.0% over the prior 90 days, indicating robust recent momentum. Examining his cross-ticker track record, Sprink's prior 20 open-market sells averaged +16.6% 30-day returns and +45.5% 90-day returns with a well-timed rate of 5.88%, meaning most of his prior sales occurred before subsequent gains—the stock typically rose after he sold. At this ticker specifically, his two prior measurable CCB sales in November 2024 showed post-sale returns of +7.6% (30d) and +7.9% (30d), with 90-day returns of +26.2% and +25.6% respectively, neither of which were well-timed by the sell criterion (both positive returns mean he sold before further rallies). The valuation context shows a P/E of 36.06 on net income of $11.0M and a market cap of $1.7B. The pattern suggests sales during periods of strength rather than during downturns, consistent with his historical tendency to sell into rallies.

CFO Edwards sells 14,000 shares (38.7% of holdings) across 3 days at $107.90–$110.05; blended $109.03 vs. current $110.37

Joel G. Edwards, Chief Financial Officer of Coastal Financial, executed 3 separate sales totaling 14,000 shares for $1,526,400.00 on 2025-09-15 through 2025-09-17, reducing his holdings by 38.7% from 36,187 to 22,187 shares. The blended average sale price of $109.03 lies modestly below the current price of $110.37, and the recent 30-day and 90-day moves show +4.2% and +32.8% gains respectively. His prior same-ticker sales at this security on 2025-05-23 and 2025-05-24 resulted in 90-day returns of +12.0% and +16.3%—meaning the stock rose after those sales—yielding 0 of 2 prior sales well-timed by the 90-day metric. The P/E of 35.04 and year-to-date proximity to the 52-week high at $115.88 (current −4.8% from high) place this sale in a context of elevated valuation and recent strength, though no material agreement, earnings announcement, or other corporate event is indicated in the filing metadata.

CEO Eric M Sprink sold 19,500 shares at blended avg $108.99 (Sept 15-17) for $2,125,260.00

Coastal Financial CEO Eric M Sprink executed 3 separate sales totaling 19,500 shares for $2,125,260.00 over three consecutive trading days (September 15-17), reducing holdings from 241.2K to 221.7K shares (-8.1%). The stock currently trades at $110.37, near its 52-week high of $115.88, having gained 32.8% over the past 90 days. Examined against Sprink's prior transaction history at Coastal Financial specifically, his 5 most recent sells at this ticker have consistently underperformed in the 90-day window (0 of 5 were well-timed by the standard that negative returns indicate advantageous exit timing), suggesting limited predictive value to his recent sale decisions. The relatively high P/E of 35.04 and the stock's proximity to yearly highs warrant monitoring whether current valuations can sustain recent momentum.

CFO Edwards sold 7,000 CCB shares in 3 transactions for $778,230.00 at blended avg $111.18

On 2025-09-10 through 2025-09-12, CFO Joel G. Edwards executed 3 separate sales totaling 7,000 shares for $778,230.00, reducing his holdings from 43,187 shares to 36,187 shares (-16.2%). The blended average transaction price was $111.18, compared to the current price of $109.10, placing the sale near but slightly above recent market levels. His prior two sales at CCB on 2024-05-24 and 2024-05-23 both produced positive 90-day returns (+16.3% and +12.0% respectively), indicating those sales were poorly timed relative to subsequent stock appreciation. This filing represents discretionary open-market activity by a senior financial officer, which is observable but does not by itself indicate material concerns given the routine nature of portfolio adjustments by executives.

CEO Sprink sold 8,518 shares at blended average $65.44 totaling $557,393.68; stock now at $72.51 (+28.0% in 30 days, +53.2% in 90 days)

Eric M Sprink, CEO of Coastal Financial Corp, executed 3 separate sales totaling 8,518 shares for $557,393.68 between 2024-10-22 and 2024-11-08, at prices ranging from $59.33 to $70.95 and a blended average of $65.44. The stock has appreciated 28.0% over the past 30 days and 53.2% over the past 90 days, recently reaching a 52-week high of $72.51, meaning these sales occurred well before the stock's recent rally. His cross-ticker track record shows 14 prior open-market sales with a 100.00% well-timed rate (average 90-day return -16.2%), indicating a pattern of selling ahead of subsequent declines; however, this particular ticker shows no measurable 90-day outcomes from his prior 5 CCB trades, so that track record does not directly apply to current stock momentum. The sale reduced his holdings by 3.5% to 236,388 shares, leaving him with substantial exposure to the company.