ACIC AMERICAN COASTAL INSURANCE Corp Insider Trading

Director Davis Kern Michael bought 200 shares of ACIC at $11.05 on 2026-03-20; four additional ACIC purchases in preceding days signal sustained accumulation.

Director Davis Kern Michael executed 2 separate purchases totaling 200 shares for $2,210.00 ($2.2K) on 2026-03-20 at a blended average price of $11.05, raising his holdings to 4,626 shares (4.6K shares) from 4,426 shares (4.4K shares)—a +4.5% increase. This filing is part of a sustained accumulation pattern: the SAME-TICKER HISTORY shows 5 prior open-market buys at ACIC over six trading days (2026-03-04, 2026-03-18 twice, 2026-03-19 twice, and now 2026-03-20), with no measurable outcomes yet. The current stock price of $11.36 stands -12.8% from the 52-week high of $13.03 and +4.3% over the past 30 days. The company trades at a P/E of 4.75 with a market cap of $552.7M, recent quarterly revenue of $90.4M, net income of $32.5M, and annual revenue growth of +13.1%. The cumulative pattern of purchases at stable prices near the 52-week low warrants monitoring for insight into the director's assessment of intrinsic value.

Director Davis Kern Michael bought 800 shares of ACIC for $8,944.00 across 4 transactions on Mar 18–19, 2026, raising holdings to 4,526 shares (+21.5%).

Davis Kern Michael, a director of American Coastal Insurance Corp, executed 4 separate purchases totaling 800 shares for $8,944.00 between March 18 and March 19, 2026, at an average price of $11.18—slightly above the current price of $11.06. This purchase increased his holdings by 21.5%, from 3,726 to 4,526 shares, indicating a material accumulation within a compressed two-day window. His prior trades at ACIC show a pattern of favorable 90-day outcomes: buys on 2025-06-26 returned +1.5% and +1.8% at 30 days, then +7.9% and +8.2% at 90 days, and a buy on 2024-03-22 returned +5.1% at 30 days and +9.7% at 90 days, with 3 of 3 prior same-ticker buys well-timed at the 90-day mark. The company's fundamentals show revenue of $90,395,000.00 and net income of $32,483,000.00 in the latest quarter, with annual revenue growth of +13.1% and a P/E of 4.63, but the stock has declined 13.2% over 90 days and currently trades 15.1% below its 52-week high of $13.03, creating a contrarian backdrop for this director's sustained accumulation pattern.

Director Davis Kern Michael bought 1,400 shares at $11.71 in 2 separate transactions, raising holdings 51.4%.

Director Davis Kern Michael executed 2 separate purchases totaling 1,400 shares (1.4K shares) for $16,394.00 ($16.4K) at $11.71 per share on 2026-03-04, increasing his holdings from 2,726 shares to 4,126 shares (a +51.4% increase). At the current price of $11.27, the stock trades -13.5% from its 52-week high of $13.03. Michael's prior open-market trades across all tickers show a strong track record with 10 prior buys averaging +5.2% 30-day return and +11.6% 90-day return with a 100.00% 90-day win rate; at this specific ticker (ACIC), his 3 prior measurable buys (2025-06-26 and 2024-03-22) each delivered positive 90-day returns of +7.9%, +8.2%, and +9.7%, respectively, establishing a 100% timing accuracy at this ticker. The company's fundamentals remain solid: $90.4M quarterly revenue, $32.5M net income, and 13.1% annual revenue growth, with a low P/E of 4.72. The meaningful 51.4% increase in his personal stake, combined with consistent prior buy timing at this ticker and continued quarterly revenue growth momentum, warrant tracking how the position performs from this entry point.

Chief Underwriting Officer Crawford Troy J buys 3,200 shares (3.2K) of ACIC at $11.08; holdings rise 34.1% to 12,585 shares.

Crawford Troy J, the Chief Underwriting Officer, purchased 3,200 shares of AMERICAN COASTAL INSURANCE Corp at $11.08 on 2026-02-23, increasing his holdings by 34.1% to 12,585 shares and investing $35,472.00 in total. The purchase occurred at a price $0.03 above the current market price of $11.05, and at a level 17.4% below the 52-week high of $13.38, placing the transaction in a period of declining valuations over recent months (90-day change: -7.9%). ACIC operates with favorable fundamentals including a P/E of 6.31, recent quarterly net income of $32,483,000.00 on revenue of $90,395,000.00, and annual revenue growth of 3.5%, suggesting the stock trades at a compressed multiple relative to profitability. The substantial increase in the insider's personal stake represents a material commitment of capital to a company where he holds operational responsibility for underwriting—a core function in the insurance business.

Director Kern buys 1,000 shares of ACIC at blended $10.45 avg; stock down 7.3% in 90 days, yet his prior 5 ACIC purchases all posted 90d gains.

Michael Davis Kern, a Director, executed 2 separate purchases totaling 1,000 shares for $10,452.20 at a blended average price of $10.45. Contextually, the stock is currently trading at $10.69, down 7.3% over the past 90 days and -25.3% from its 52-week high of $14.31. Notably, his prior trade history at ACIC shows 5 previous buys with a perfect 90-day win rate—each posting gains of +4.8% to +9.7% at 30 days and +9.4% to +17.1% at 90 days. His cross-ticker track record across 6 prior open-market buys reflects an average 90-day return of +12.8% with a 100% win rate. The current purchase occurs at a price 26.2% below the 52-week high and represents an incremental 0.3% increase to his holdings of 299.6K shares. Investors should track whether this buy follows his established pattern of well-timed accumulation at ACIC, particularly given the stock's recent weakness and the fundamental backdrop of a $516.9M market cap company trading at a P/E of 7.03 with quarterly revenue of $72.2M.

COO Christopher Griffith sold 177,084 shares for $1.9M on 2025-06-05, reducing stake by 59.3%

Christopher Griffith, Chief Operating Officer of American Coastal Insurance Corp, executed 5 separate sales totaling 177,084 shares for $1,946,799.72 on 2025-06-05, reducing his holdings from 298,515 shares to 121,431 shares. The sales occurred at prices between $10.98 and $11.01, with a blended average price of $10.99, slightly above the current market price of $10.92. The magnitude of this divestiture—eliminating 59.3% of his pre-transaction holdings in a single day—represents a substantial reduction in his ownership stake. Given the company's healthy fundamentals (P/E of 7.18, net income of $21,348,000.00 in the latest quarter, annual revenue growth of +3.5%), the sale's significance lies in the scale and speed of the position reduction rather than deteriorating business metrics.

Director Hudson Sherrill W buys 10,000 shares of ACIC at $11.00; stock down 25.1% from 52-week high and 16.0% over 90 days.

Director Hudson Sherrill W purchased 10,000 shares at $11.00 on 2025-05-15, increasing his holdings to 198,403 shares (+5.3% vs pre-transaction holdings). The purchase occurred while the stock trades at $10.72, down 25.1% from its 52-week high of $14.31 and down 16.0% over the past 90 days. Despite the recent price pressure, the company maintains solid fundamentals with a P/E of 7.05, quarterly net income of $21.3M, and annual revenue growth of 3.5%, suggesting the stock may be undervalued relative to earnings power. The director's discretionary purchase at a depressed price level warrants attention as an indicator of insider valuation assessment, though the modest share count relative to overall holdings limits the trade's scope.

ACIC President Brad Martz sells 50,000 shares at $12.05 for $602,400.00; retains 278,891 shares

Brad Martz, the President of American Coastal Insurance Corp, sold 50,000 shares at $12.05 on March 14, 2025, reducing his holdings by 15.2% from 328,891 to 278,891 shares. The transaction occurred against a backdrop of moderate price weakness: the stock has declined 11.4% over the past 90 days and is trading 14.3% below its 52-week high of $14.31. ACIC's fundamentals remain solid with a P/E of 7.71, recent quarterly revenue of $82.1M, net income of $28.1M, and annual revenue growth of 3.5%, suggesting the company is not under financial distress. The sale represents a substantial reduction in the President's direct stake, warranting attention to whether this reflects a shift in insider positioning or personal circumstances unrelated to company performance.

Director Maroney Patrick bought 3,500 shares of ACIC for $48,793.04 across 2 transactions; prior ACIC purchases showed 90-day returns of +41.5% and +12.0%

Maroney Patrick, Director of American Coastal Insurance Corp, made 2 separate purchases totaling 3,500 shares for $48,793.04, increasing his holdings from 90,000 to 93,500 shares. His prior trades at ACIC show a pattern of strong post-purchase appreciation: a December 2023 buy returned +41.5% over 30 days and +25.8% over 90 days, and an August 2023 buy returned +12.0% over 90 days. The current stock price of $13.83 is only 3.4% below the 52-week high of $14.31, yet the company faces significant headwinds with annual revenue declining 37.1% year-over-year and a heavily stretched valuation relative to earnings (P/E of 7.86 despite substantial net income of $28.1M). This purchase pattern repeats his prior buying discipline at this ticker, though the company's deteriorating top-line growth presents a material tension with the historical positive outcomes following his previous acquisitions.

Director Michael Hogan purchases 8,000 shares of ACIC at $11.37 on 2024-09-23, bringing holdings to 356,753 shares.

Director Michael Hogan purchased 8,000 shares at $11.37, a deliberate open-market acquisition that increases his stake by 2.3% relative to pre-transaction holdings of 348,753 shares. The transaction occurred at a price 5.1% above the current market price of $10.82, suggesting the purchase was made at a point of relative strength, though the stock has declined 22.4% from its 52-week high of $13.95. The company's fundamentals show a significant contraction with annual revenue declining 37.1% year-over-year despite reported quarterly revenue of $68.7M and net income of $19.1M, alongside a low P/E ratio of 7.73. This director-level accumulation in a company experiencing substantial revenue deterioration warrants examination of whether the purchase reflects conviction in a recovery scenario or represents routine portfolio activity against a backdrop of operational headwinds.